Oya, Crypto SI ishoramari ridafite umusoro (Wongeyeho Ibinyoma Wabwiwe)

Ukuboza, Chainalysis byatangajwe iyo miriyoni 400 ya kode ya crypto ubu ifite impirimbanyi nziza (itari zeru). Nibyo abashoramari benshi ba crypto bashimira ibyemezo byabo byishoramari! Ariko hano hari inama yambere kubantu bose bateganya gukoresha ibihembo byabo - buri dorari yinyungu winjiza muri crypto isoreshwa nkayandi yinjiza.

Ibintu byambere ubanza - 'umwaka wumusoro' niki kandi bihuriye he na crypto yanjye?

Umwaka w'isoresha ni igihe kimara amezi 12, intangiriro n'impera byayo bitajya bihura n'umwaka w'ingengabihe (ni ukuvuga 1 Mutarama - 31 Ukuboza). Umwaka w'imisoro muri Nouvelle-Zélande uri hagati ya 1 Mata 2024 na 31 Werurwe 2025 ukubiyemo. Amafaranga yose wabonye guhera 1 Mata 2024 kugeza 31 Werurwe 2025 atangirwa umusoro ku nyungu. Ibi birimo amafaranga yinjira mubikorwa byawe byose bya crypto, nka:

1. Kugurisha crypto ku nyungu.
2. Guhinduranya kode imwe hamwe nindi kode, ku nyungu.
3. Kohereza umuntu impano ya crypto, aho agaciro k'iyo mpano ya crypto yashimye kuva aho waguze.
4. Kwakira amafaranga muri crypto, kuva mubucuruzi, kubika cyangwa gucukura amabuye y'agaciro.
5. Gukoresha crypto ukoresheje ikarita yinguzanyo.

Nyuma yo kubara amafaranga winjiza muri crypto, umusoro nyawo ugomba kwishyura uzaterwa numusoro winjiza.

Ikinyoma # 1 - Nshobora kuguruka munsi ya radar, sibyo?

Muri make: ni binini, binini OYA!

Abayobozi benshi bashinzwe imisoro mu karere (harimo na IRD muri Nouvelle-Zélande) yasobanuye neza ko amafaranga ava muri crypto atangirwa umusoro ku nyungu. Ikirenzeho, ibi bikunze gukurikiranwa rwose nabashinzwe imisoro. Igitabo cya Koinly cyo muri Nouvelle-Zélande korohereza imisoro mu mwaka wa 2025 kirasobanutse neza kuri iki kintu, kivuga ko “Yego, Ishami ry’imisoro n’imbere mu gihugu rishobora gukurikirana crypto kuko rishobora gusaba amakuru yo guhanahana amakuru” - kandi yego, harimo no kuvunja mpuzamahanga.

Ikinyoma # 2 - Ok, tanga imisoro yanjye - byoroshye!

Nubwo ibi bishobora 'kumvikana' byoroshye, birashobora kugorana gucunga mugihe uhindura portfolio yawe. Kurugero, urashobora kwimura by'agateganyo Bitcoin yawe muri stabilcoin kugirango utegereze ihindagurika ryisoko hanyuma ukongera ukagura. Nubwo utigeze 'ugurisha' ya crypto, itike yimisoro ihujwe ninyungu zose kandi ikibazo gihinduka (cyane cyane kubantu binjiza amafaranga menshi) niba gikwiye 'gucuruza' mugihe ibi bishobora gukora umusoro wa 31-39%.

Amategeko n'amabwiriza yerekeye inyungu za crypto zirashobora gutandukana cyane mukarere kamwe, bityo rero ni ngombwa kumenyera amategeko abigenga mukarere kawe kugirango umenye ko ukurikiza.

Muri rusange, hari amahame amwe akoreshwa aho ucururiza…

Niba warungutse mubikorwa byawe bya crypto, ugomba kwishyura imisoro kuri izo nyungu.

Kuruhande rwa flip, niba waragize igihombo, urashobora kuzishyuza imisoro yatanzwe mubindi bice, nka PAYE kumushahara wawe.

Kungurana ibitekerezo byinshi bizabika inyandiko y'ibikorwa byawe byose kuri wewe kandi ugomba gushobora kubikuramo byoroshye kurupapuro rwabigenewe kugirango ubare neza inyungu zawe nigihombo mugushaka imisoro. Inzego zinyuranye zishinzwe imisoro zemera uburyo butandukanye bwo kubara inyungu yawe ya crypto ishobora kuba kandi ibi birashobora kugorana cyane mugihe waguze ukagurisha inshuro nyinshi.

Kimwe nibintu byinshi, ubudozi mugihe burashobora kuzigama icyenda no kubona ubufasha bwumwuga hamwe na progaramu yawe ya crypto irashobora kugufasha kwirinda kugwa mumazi ashyushye hamwe nubuyobozi bwimisoro.

Imisoro yihariye ya Crypto ituma byoroha kubara imisoro ugomba kwishyura mubikorwa byawe byose bya crypto ubara inyungu zawe zose, ibyo winjiza, nibisohoka. Mugihe cyumusoro, kura gusa raporo yimisoro mugihugu cyawe, kandi uri mwiza gutanga!

Ikinyoma # 3 - Gucuruza bisa nkaho bitarangiza imitwe yumusoro!

Mugihe ibiro byimisoro biteze umugabane winyungu zawe za crypto, hari ibintu ushobora kuruhukaho gato. Mubisanzwe, ntukeneye kwishyura umusoro winjiza kuri crypto ufashe ariko utaragurisha cyangwa ucuruza. Ibi kandi birakoreshwa mugihe uguze crypto ukoresheje ifaranga rya fiat.

Kubiceri bihamye bifitanye isano nifaranga rishingiyeho nta guhindagurika cyangwa ihindagurika ryibiciro bifitanye isano nigikorwa cyawe, bivuze ko nta nyungu zisoreshwa cyangwa igihombo.

Mu buryo nk'ubwo, niba ufashe gusa kode yawe utabanje gucuruza cyane, ingaruka zumusoro zivuka gusa iyo ugurishije cyangwa ukuraho umutungo wawe. (Ninde ushobora kuvuga HODL kugirango atsinde!) Muri ubwo buryo, kwimura Bitcoin hagati yumufuka wawe ntibishobora gukurura imisoro.

Umurongo wo hasi

Mugihe isoko rya crypto rikomeje gutera imbere kandi inyungu zikaba zigenda zigera kuri benshi, ni ngombwa kwibuka inshingano zumusoro. Kwirengagiza kumenyekanisha ibyo winjije bishobora kugutera ibibazo bikomeye nabayobozi. Mugusobanukirwa amategeko yimisoro mukarere kawe no kugisha inama umunyamwuga mugihe bikenewe, urashobora gukomeza imishinga yawe yubucuruzi yunguka kandi yujuje byuzuye.