Ukuhlukana Komnotho Ohlulekile Nezakhamuzi Zawo

Inothi elivela ku-Leon Faust ekuqaliseni i-MyPursePay : Umnotho nohulumeni kungaba inhlekelele ngokwezigaba, kodwa umnotho wesakhamuzi ngasinye akudingekile ukuba ube.

Manje, uthini umbuzo? Yinkukhu kuwo wonke amatafula asekhaya. Umbuzo awuwona nje umbono - uwukuphikisana ngokuthi yini engafinyeleleka ngempela emnothweni womhlaba ovezwe ngendida ekuzikhathazeni kwawo ukulwa nokuntuleka kokuhlinzekwa okuqinile... onakho ngokuqinisekile.

Kodwa singamaqiniso, futhi siyazi njengoba izinto zinjalo: inkukhu yonke ibhodwe ibuza okungalungile. Kubuza i-naïve.

Ngakho-ke, masenze i-ajenda (ngoba siyahlupha). Ngisho nasohlelweni lwethu olufundisiwe, ukuhlukana kwemizamo nesizathu, kanye nesizathu sokubulawa, kukhulu:

1. I-amateurish.

2. Osonhlamvukazi abaqinile bobuhlakani, izinsiza, namanethiwekhi, ama-ajenda ahlomile anezinjongo zabanikazi bamasheya.

   
   

Okokuqala, ngifundise incazelo: i-amateur.

Umuntu osanda kungena esikoleni wenza umsebenzi wokuzijabulisa kunokuba enze umsebenzi wobungcweti noma ukuze azuze ngokwezimali. Lokho akusona neze isimemezelo sendawo ephakeme enhle - empeleni, yizimo kuphela ezingidonsele esikhundleni sami - bengingeke ngikhethe.

Siphila kanjani isakhamuzi somnotho ohlulekayo? benzani lapho bengakwazi ukulawula isithombe esikhulu? Angisona isazi sezomnotho, noma umuntu ofundile kwezombusazwe, kodwa ngingunjiniyela ohlonze ukulungisa okungenankinga kokuhlangenwe nakho komuntu ngamunye, futhi ngishiya ama-schematics omnotho omkhulu kulabo abahluphayo. Izakhamizi zaseNigeria zisenkingeni. I-naira (uhlobo lwemali yaseNigeria) yayilokhu ilahlekelwa inani layo usuku ngalunye ngenxa yokwehla kwamandla emali, kangangokuthi yayidumaza kakhulu. Ukuze uqonde - uma uhola i-naira eyodwa njalo ngosuku, iminyaka emine iqondile, ubungeke wenze idola.

Kungaba yinqaba ngesakhamuzi esijwayelekile emnothweni ukuthi sime singaphazamiseki - ngaphezu kokujwayelana nakho. Umholo omncane wenhlangano uhlala ungaphansi kwamadola angama-50 ngenyanga - lokho akusho lutho. Ubumpofu buyanda; ukuhlukana kwengcebo kuyakhula.

Bekukuningi obekumele kupakishwe kukho, okuningi kube enye inhlekelele - kodwa into eyodwa iqondwa yinoma ngubani olala ngenhloso yokuvuka:

• Ungenza imali eningi,

• Noma sebenzisa ngokugcwele noma yikuphi okulawulayo.

  
  

Eyangaphambili ngokuqinisekile iyathandeka kakhulu, kodwa ayifinyeleleki kakhulu kwabaningi, ngenxa yezizathu ezisobala. Okokugcina? Singasebenza ngalokho. Umbuzo kimi wawuthi, ngizuza kanjani ngokugcwele emalini enginayo, kuyilapho ngizama ukuzulazula enkingeni yokusetshenziswa kwezindleko, kanye nomsebenzi onzima wokuzuza okwengeziwe. Ukuze ngenze lokhu, kwadingeka ngibuyele ohlwini lwami lwezinto eziza kuqala, kodwa kulokhu, ngiphethe isibhamu ekhanda lami.

Ingabe ngempela kwadingeka ngithenge ukudla okulula kwesihlanu kosuku? Cha.

Ingabe ngempela kwadingeka ngipheke ama-noodle ami namaqanda amane? Cha.

Ingabe ngempela kwakufanele ngiboleke umuntu engihlala naye imali noma nini lapho eyicela? Cha.

Ingabe ngempela kwadingeka ngidle i-oatmeal yami nobisi olungaka? Cha.

Njengoba kuvela, lapho ungaphansi kwengcindezi, kukhona indawo lapho obungabona khona ngokucacile. Manje, ngenzenjani? Kuliqiniso ukuthi ngangingasadingi ukukhuthazwa ukuthi nginciphise ukusetshenziswa kwemali, kodwa uzulu uyazi ukuthi kulula ukukutsho kunokukwenza. Ukube benginayo indlela yokuvele ngingayitholi imali bengingeke ngithande ukumosha. Ngingunjiniyela wesoftware, ngakho ukuthola umbono wohlelo lokusebenza bekungokwemvelo kakhulu, njengoba ngangazi ukuthi yini engenziwa. Ngokudabukisayo, angikwazanga ukuthola izinhlelo zokusebenza ezikhona ezenza lokhu, ngakho-ke bengingatholi ukulondoloza. Kodwa ngangingakwenza kwabanye. Futhi ngabuza - ngaba nengxoxo nabangane bami abambalwa, futhi bavumelana ngokuhambisana.

Jwayela i-MyPursePay, uhlelo lokusebenza lwe-fintech oluvumela abasebenzisi ukuthi bahlele imali yabo ibe izinsuku, amaviki, noma izinyanga — okubenza bakwazi ukuyikhiya, futhi ibavumele kuphela ukuthi basebenzise inani abalisethile kumcimbi weshejuli abawenzile.

Ukubeka lokho kucace, uma ubunamadola angama-30 ongawachitha izinsuku ezingama-30 (inyanga) kwezokuthutha, futhi kubiza idola ngosuku lokugibela ibhasi, ukuze uqinisekise ukuthi awusoze waphelelwa yimali yalokho, ngenxa izindleko ezingalindelekile noma ukuthenga okuzenzakalelayo, ungahlela idola ngosuku kuhlelo lokusebenza lwe-MyPurse. Njalo ekuseni, udedelwa idola ukuze ugibele ibhasi, kanti enye imali ihlala ungafinyeleleki kuwe kuze kube ngakusasa.

Izakhamizi zaseNigeria zisebenzisana kakhulu nedijithali, ngakho-ke ngeke kube khona izithiyo zokusebenziseka noma zokungena. Ngokuqondene nombono, kuzofanele uzibonakalise. Izikhulu, izinkulumo zezepolitiki, kanye nemininingwane engenazwelo yokuthi kungani umnotho ubhidlika izobabalekela umuntu ovamile. Abakwazi ukulawula lokho abakwazi, futhi abanawo amandla phezu. Amagama awasho okuningi eNigeria, hhayi kunoma yiliphi izinga elithinta izinhloso zentando yeningi. Lokho isakhamuzi esingakwenza ukuzivumelanisa nezimo, futhi sisinde.

Manje, ngokucabangela kwakho, ngiyisihloko sencazelo: i-amateur. Ngize ngibone ibhizinisi lami lithola ukuthintana nokuzwelana nenhlalakahle yesakhamuzi esivamile. NgingowaseNigeria, futhi iyini indoda engafuni ukukhonza izwe lakubo? Kodwa leli bhizinisi lincane - alinalwazi futhi, ngokwemvelo, linenselelo. Kodwa izonikeza okungcono kakhulu kungakhathaliseki. Ngoba yilokho okwenziwa abasindile.

Sawubona,

Leon