Ukuhweba nge-Prop kuya ngokuya kuheha abahwebi abasebasha, njengoba ngaphezu kuka-60% wamakhasimende ezinkampani ze-prop manje angaphansi kwe-Gen Z kanye ne-Millennial demographics. Kwakamuva
Ngezici ezifana nama-akhawunti axhaswe yinkampani kanye nezindleko eziphansi zokuphonselwa inselelo kanye, ukuhweba nge-prop kuhambisana nokulangazelela kwesizukulwane esincane samathuba anemivuzo ephezulu anciphisa ubungozi bezezimali. Leli qembu lobudala liphinde lidonseleka ekuzivumelaniseni nezimo kokuhweba nge-prop, okubenza bakwazi ukusebenzelana nezimakethe ngokwemibandela yabo, besekelwa ngamathuluzi athuthukile nezisombululo eziqhutshwa ubuchwepheshe.
Lezi zici zihambisana eduze namanani kanye nezintandokazi zokuhweba ze-Gen Z kanye neMillennials, ezibeka phambili ukufinyelela okusheshayo, ukuphumelela kwezindleko, nezisombululo eziqhutshwa ubuchwepheshe.
Isidingo soxhaso olusheshayo senyuke kakhulu, njengoba ukusesha kukhuphuke ngo-13,070% phakathi kuka-2020 no-2024. Lesi sici siqeda izinqubo zokuhlola ezinde, sinikeza abahwebi ukufinyelela okusheshayo emalini futhi sibavumele ukuthi babambe iqhaza ngokushesha kumathuba emakethe.
Amafemu e-prop anikezela ngoxhaso olusheshayo azuze umkhawulo wokuncintisana ngokubhekelela isidingo sabadayisi abancane sokusheshisa nobulula.
Izinketho ezivumelana nesabelomali ziyimbangela yentshisekelo enkulu, nosesho lwezinkampani ezishibhile zeprop lukhula ngo-15,805% eminyakeni emine. Uma kuqhathaniswa namamodeli okuhweba endabuko, ukuhweba nge-prop kunikeza izindleko eziphansi zangaphambili, okwenza kufinyeleleke kubathengisi abaqala ngemali elinganiselwe. Lokhu kufinyeleleka kukhanga ikakhulukazi i-Gen Z kanye neMillennials, evame ukufuna izindawo zokungena ezivumelana nezimo ngokwezezimali ekuhwebeni.
Ukwenyuka kwamathuluzi okuhweba okuzenzakalelayo kuye kwashintsha umdlalo, imiqulu yosesho Yabacebisi Abangochwepheshe (EAs) ikhuphuke ngo-382%. Amafemu e-Prop ahlanganisa lawa mathuluzi anikeza abahwebi abasebasha inzuzo yezobuchwepheshe, okubavumela ukuthi bathuthukise amasu futhi bathuthukise ukusebenza kahle.
Nakuba ingakanikezwa kabanzi, ikhono lokusebenzisa ama-EA lenza amanye amafemu ahluke, kanti amanye ethula lawa mathuluzi njengezinsiza zokwengeza ukuze ahehe abahwebi bezobuchwepheshe.
Amanye amafemu e-prop, njenge-The Funded Trader, afaka i-gamification ezinqubweni zawo zokuhlola nezinselele zokumaketha ngendlela efana nemiqhudelwano yemidlalo yevidiyo. Izici ezifana namabhodi wabaphambili, imiklomelo esekelwe ekusebenzeni, nezinhlelo zokuqhubekela phambili ezinezigaba zihlose ukwenza ukuhweba kuhehe kakhulu, ikakhulukazi kuzithameli ezincane.
Isazi semboni uNoam Korbl, wakwa-Prop-Firms.com, uphawula ngalo mkhuba:
"I-Gamification inxusa imizwa yokuncintisana yabahwebi abasebasha, enikeza izinselelo ezihlelekile kanye nezinyathelo ezicacile ezenza inqubo ihehe. Nakuba le ndlela isiza ekunciphiseni ukwesatshiswa nokuheha abahlanganyeli abasha ezimakethe zezimali, kubalulekile ukulinganisa izici zokuzijabulisa nemfundo, njengoba ukuhweba okuphumelelayo kusadinga isiyalo kanye nokuqonda okujulile kwezingozi zemakethe."
Nakuba i-gamification ikhuthaza ukuhlanganyela, ibeka engcupheni enkulu yokwenza lula izinselele zokuhweba. Abalawuli bezezimali baya ngokuya becubungula imikhuba enjalo, futhi imboni ilindele imithetho eqinile ezokwethulwa maduze.
Izinkundla zokuxhumana ezifana ne-TikTok, i-YouTube, ne-Instagram seziphenduke amathuluzi anamandla ekukhuthazeni ukuhweba nge-prop, ikakhulukazi phakathi kweGen Z kanye neMillennials. Ngenkathi le miphakathi yokuhweba yenza imiqondo ifinyeleleke kalula kwabaqalayo, imvelo engalawulwayo ye
Abadali bokuqukethwe benza lula imiqondo yokuhweba eyinkimbinkimbi, bayenze ihlobane futhi ihehe izethameli ezincane. Amavidiyo amafushane, agayeka kalula kanye nezifundiswa ziqeda amasu okuhweba, amamodeli oxhaso, nezinselelo zenkampani ye-prop, okukhuthaza abahwebi abasha ukuthi bahlole la mathuba.
Laba bagqugquzeli bavame ukwabelana ngolwazi lwabo lomuntu siqu, banikeze okuqukethwe okulangazelelayo okuhambisana nezibalo zabantu abasha.
Amafemu e-prop asebenzisa inkundla yezokuxhumana njengesiteshi esibalulekile sokumaketha, lapho abagqugquzeli bedlala indima ebalulekile ekuthuthukiseni amasevisi abo kubahwebi abancane. Lokhu kubambisana kuvame ukubandakanya abagqugquzeli ababelana ngolwazi lokuhweba lomuntu siqu, ukugqamisa amafemu athile, kanye nokukhombisa izinzuzo zokuhweba nge-prop ngokuqukethwe okubandakanyayo, okulangazelelayo.
Nakuba abagqugquzeli abanjalo bengenza imiqondo yokuhweba ifinyeleleke kakhudlwana, bavame ukuhlanganisa imfundo nokumaketha, okungase kudale okulindelwe okungenangqondo.
Iqhaza lenkundla yezokuxhumana ekukhuleni kokuhweba nge-prop alinakuphikwa, linikeza ukufinyeleleka okungakaze kubonwe kanye nokuzibandakanya. Kodwa-ke, abahwebi kufanele basondele kulezi zinkundla ngokuqapha, behlola ngokujulile izimangalo ezenziwe abadali bokuqukethwe kanye namafemu e-prop.
Ukungafihli okukhulu nokuxhumana okucacile kwezingozi kubalulekile ukuze kuqinisekiswe ukuthi intshisekelo eqhutshwa yinkundla yezokuxhumana ekuhwebeni kwe-prop iholela ezinqumweni ezinolwazi kunokulindela okungenangqondo.
Abathengisi abasebasha bashayela isidingo samathuluzi ezezimali athile ngaphakathi kohwebo lwe-prop, ngedatha egqamisa ukukhula okusheshayo kuzo zonke izigaba zempahla ezimbalwa. Lezi zintandokazi zibonisa izinto eziza kuqala esizukulwaneni se-tech-savvy esidonswa ku-liquidity, ukuguquguquka, kanye nokusungula izinto ezintsha.
Abahwebi abasebasha bakhangwa ikakhulukazi
Naphezu kokukhanga kwakho, ukuhweba nge-prop kuletha izinselelo ezinkulu. Ama-7% kuphela abathengisi be-prop abazuza izinkokhelo zenzuzo, kanti umthengisi ojwayelekile uchitha u-$4,270 ezinseleleni ngaphambi kokuba enze inzuzo.
Nokho, ukuhlukahluka kunikeza indlela eya empumelelweni. Ucwaningo lukhombisa ukuthi u-90% wabahwebi basebenzisa amafemu e-prop angu-2–5 ukuze banciphise ubungozi futhi andise namathuba abo okudlula izinselelo. Ngokusebenzisa amasu aqondile kanye nokusebenzisa amathuba anhlobonhlobo ahlinzekwa amafemu ahlukene, abahwebi abasebasha bangakwazi ukuzulazula kulezi zinselele ngempumelelo.
Ukuhweba nge-Prop kuhlelelwe ukubona ukukhula okuqhubekayo phakathi kwe-Gen Z kanye neMillennials, eqhutshwa ubuchwepheshe obuguqukayo kanye namamodeli amasha okuxhasa ngemali aklanyelwe izidingo zabo. Izici ezifana noxhaso olusheshayo, izinselele ezifinyelelekayo, nemiklomelo esekelwe ekusebenzeni kulindeleke ukuthi ihlale ibalulekile esikhalazweni sayo. Uma amafemu e-prop enza ngcono izindlela zawo zokumaketha futhi asebenzise ukuvikela okukhulu kwabahwebi, abathengisi abasebasha bangazuza ekufinyeleleni ezimakethe okukhulu kanye nezingozi zezezimali ezincishisiwe.