Mercuryo , chikuva chinopa zvivakwa zvekubhadhara, uye Revolut , kambani yefintech inoshanda muEurope nekupfuura, yakazivisa kutangwa kweRevolut Pay pane zvisiri zvekuchengetedza wallet. Iyo sevhisi inowanikwa paLedger, MetaMask, uye Trust Wallet uye yakagadzirirwa kushanda pane network yevanopfuura mazana maviri vatengesi.
Mercuryo yakataura kuti kuunzwa kweRevolut Pay pane aya wallet chikamu chekuenderera kwayo kuburitswa kwekuwedzera sarudzo dzekutenga tokeni yedhijitari. Iyo sevhisi inogonesa vashandisi kushandura fiat currency kuita madhijitari tokens nekuwana pane-ramp mechanism panguva yekubuda. Vashandisi vanochengeta Revolut account vanosarudza Revolut Pay panguva yekutengesa uye pedzisa kutengeserana uchishandisa nhanho yekusimbisa muRevolut app. Vatengi vasina Revolut account vanokwanisa kupedzisa kutengeserana nekupa kiredhiti kana kadhi rechikwereti.
Sevhisi inotsigira kutengeserana mukati meEuropean Economic Area (EEA) uye inofambisa kubhadhara mukusarudzwa kwemari yefiat, kusanganisira dhora rekuAmerica, euro, uye British pound sterling. Iyo yakabatanidzwa yekuzivikanwa yekusimbisa maitiro (Ziva Mutengi Wako, kana KYC) inowanikwa kune vasiri-Revolut vashandisi zvakare. Maitiro aya anoshandisa zvivakwa zviripo izvo zvakambogadzirisa chitupa chekuzivisa kune vanopfuura mamirioni makumi mana vashandisi veRevolut. Cheki yekuzivikanwa yakagadzirirwa kupedzwa mukati menguva pfupi.
Mercuryo yanga ichishanda munzvimbo yedhijitari kubva 2018 uye yakagadzira kudyidzana nemasangano akasiyana muchikamu chezvemari chakatemerwa. Maitiro ekambani ndeyekubatanidza kubhadhara uye kubhengi mhinduro mune imwe interface uye nekupa sarudzo yekubatanidza-chetani. Nekuvhurwa uku, Mercuryo inotsvaga kuwedzera huwandu hwenzira dzekuwana dzekutenga madhijitari tokeni nekubatanidza fiat pa-ramps zvakananga neasina-kuchengetedza wallet.
Revolut, iyo yakatanga kushanda kwayo muUnited Kingdom muna 2015, inopa huwandu hwemasevhisi emari anosanganisira kuendesa mari, kuchinjanisa mari, uye kubhadhara mari. Iyo kambani yakagadzira network yevashandisi inopedza huwandu hukuru hwekutengesa mwedzi wega wega. NeRevolut Pay, kambani inowedzera chinhu chine chinangwa chekudzikisa huwandu hwematanho anodiwa pakutenga tokeni yedhijitari, kunyanya kune vashandisi vane yakasimbiswa Revolut account.
Maitiro ekupedzisa kutengeserana neRevolut Pay akaumbwa muzvikamu zviviri. Kune vatengi vakabata Revolut account, kutengeserana kunotangwa nekusarudza iyo Revolut Pay sarudzo pakubuda uye nekusimbisa kubhadhara kuburikidza neRevolut nharembozha uchishandisa ingave passcode kana biometric verification. Kune avo vasina account, sevhisi inopa imwe nzira kuburikidza nekupinda kwekiredhiti kana kiredhiti kadhi ruzivo inoteverwa neyakasanganiswa KYC maitiro. Iyi nzira mbiri-nzira inoitirwa kupa mukana kune madhijitari tokeni kune boka rakakura revashandisi.
Kuburitswa kweRevolut Pay kune akawanda asiri ekuchengetedza wallet anopindirana nemaitiro muindasitiri yedhijitari yekubatanidza maitiro emari echinyakare neblockchain-based asset management. Iyo sevhisi inowanikwa pamapuratifomu anobvumira vashandisi kudzora avo ega edhijitari tokeni pasina kuvimba nevechitatu-bato vanochengeta. Mugadziriro iyi, vashandisi vanochengeta ivo chete kutonga pamusoro pemidziyo yavo yedhijitari vachiwana nzira yekutenga tokeni zvakananga kuburikidza newallet yavo.
Kuongororwa kwechimiro chekushanda kunoratidza kuti sevhisi inodzikisa mashandiro kuita matanho mashoma pane ayo anowanzo kudiwa netsika fiat-to-token nzira dzekushandura. Iyo imwe-nhanho yekusimbisa yeRevolut account vanobata inosiyana nemamwe maitiro akawedzerwa anowanzo hukama neyechitatu-bato rekubhadhara processor. Saizvozvo, iyo KYC yakagadziridzwa maitiro akaiswa seimwe nzira inoshanda kune yakawanda-inopedza nguva nzira dzekuona chitupa dzakashandiswa munzvimbo yedhijitari tokeni.
Vacherechedzi veindasitiri vanocherekedza kuti kudyidzana pakati peMercuryo neRevolut kunogona kubatsira mukushandurwa kwemafiat on-ramps akabatanidzwa nedhijitari ekuchengetedza asset mhinduro. Nekumisikidza maitiro e-on-ramp mukati measiri ekuchengetedza wallet, sevhisi inogona kushandura nzira yevashandisi vatsva kumatokeni edhijitari pamwe neavo vari kutsvaga dzimwe nzira dzekuchengetedza tsika dzechinyakare. Iko kubatanidzwa kwekubhadhara uye nzira dzekuongorora kune mukana wekupesvedzera kumhanya kwekutengesa uye kurerukirwa kwese kwekupinda mumisika yedhijitari tokeni.
Urongwa uhu hunomutsawo mibvunzo nezve basa rezvimiro zvekutonga mudhijitari tokeni ecosystem. Iko kushandiswa kweiyo yakabatanidzwa yeKYC maitiro ayo anokwevera pane akasimbiswa everification masisitimu anogona kubatsira mukuenzanisa madhijitari tokeni kutengeserana nemaitiro ekutonga. Ichi chikamu chesevhisi chinogona kuve chinotarisisa kune vezvemari pavanenge vachiongorora mharadzano pakati peiyo decentralized finance solutions nehurongwa hwemari huripo.
Kuunzwa kweRevolut Pay pane asiri-ekuchengetedza wallet inomiririra kuedza kubatanidza maitiro emari akamiswa neachiri kubuda edhijitari asset manejimendi maitiro. Nekupa nzira yekutenga madhijitari tokens zvakananga mukati mewallet application, sevhisi inogadzirisa chikamu chehukama huripo pakati pefiat currency nedhijitari tokens.
Iyi budiriro inogona kuve nezvainoreva pamusika kutora chikamu munzvimbo yedhijitari tokeni. Kune vashandisi vanosarudza kuchengetedza kutonga pamusoro pemidziyo yavo yedhijitari pasina kuvimba nemhinduro dzekuchengetedza, kubatanidzwa kwefiat pa-ramps kunopa imwe nzira. Dhizaini yesevhisi, iyo inosanganisa kutangwa kwekutengeserana nedanho rakasanganiswa rekuongorora chitupa, inoratidza kuedza kurerutsa izvo zvagara zviri nhanho dzakawanda.
Vacherechedzi muhunyanzvi hwemari uye zvikamu zvemidziyo yedhijitari vangangoteedzera kutorwa kwesevhisi iyi kuti vaone kana zvichikonzera kuwedzera kwehuwandu hwevashandisi vanopinda mumusika wedhijitari tokeni. Nzira inotorwa naMercuryo naRevolut inogona kushanda semuenzaniso wekubatana kweramangwana pakati pevanopa zvivakwa zvekubhadhara uye vanoita zvedhijitari wallet. Zvakare, sezvo kuongororwa kwemutemo kuri kuramba kuchitarisa pakuongorora chitupa uye kuchengetedzwa kwevatengi mudhijitari token transactions, kushandiswa kweiyo KYC masisitimu yakasimbiswa kunogona kupa hwaro hwekutevedzera.
Kudyidzana pakati peMercuryo naRevolut, sezvakaratidzirwa kuburikidza nekuparurwa kweRevolut Pay paLedger, MetaMask, uye Trust Wallet, inoratidza hurongwa hwakarongeka hwekunatsiridza maitiro ekutenga tokeni dzedhijitari. Iyo sevhisi inouyisa maitiro akabatana kune vese vane Revolut account vane uye vasiri-akaundi, uye inoshanda mukati mehurongwa hwekutonga hunosimbisa chitupa chekuongorora. Sezvo mamiriro emusika ari kushanduka, kukanganisa kwekubatana uku panzira dzekutengesa uye kutora chikamu kwemusika kunozojeka kuburikidza nekumwe kutarisa uye kuongorora.
Usakanganwa kufarira uye kugovera nyaya!
Vested Interest Disclosure: Uyu munyori ndiye akazvimirira anopa kuburitsa kuburikidza neyedu