When I heard on Saturday morning that Santi Bueno and Craig Dawson were unavailable, I braced myself for the worst. While the spotlight was on Matheus Cunha, Mario Lemina also deserves plaudits for his remarkable performance. Typically known for his role at the heart of midfield - breaking ...

'Lemina led by example' - Yahoo Sports

The Gerald R. Ford International Airport Authority announced the West Michigan-based artists who will feature murals in the newly expanded concourse.

Ford Airport selects mural artists to be featured in expanded concourse

Artwork will be featured in Concourse A, which was recently expanded as part of a $110 million renovation project that aims to facilitate increasing travel numbers.

5 artists selected to paint murals at Gerald R. Ford Int'l Airport

Patricia Bueno: Good morning and welcome everyone to BBVA’s Third Quarter 2023 Results Presentation. I am joined today by Onur Genc, our CEO; and Luisa Gomez Bravo, BBVA CFO. As in previous quarters, Onur will start discussing the group figures ...

Banco Bilbao Vizcaya Argentaria, S.A. (NYSE:BBVA) Q3 2023 Earnings Call Transcript

A 7-inch vinyl record including the Japanese first opening and ending song of the Pokemon anime series will release on December 27, 2023. The record costs 2,970 yen (or about $20) and is now available for pre-order from various retail stores in Japan. Side ...

Pokemon Anime Vinyl Record Includes Original Japanese Theme Songs

Wolves have reportedly now opened contract talks with defender Hugo Bueno. That is according to The Telegraph, who have brought an update on the state of play at Wolves after a hectic summer. The publication says Wolves are now in a healthier position financially,

Report: Wolves have now opened talks with 'excellent' 21-year-old over a new contract at Molineux

SHOPPERS are flocking to B&M for a Kinder Bueno chocolate selection box and shoppers say it’s like “a dream box of chocolates”. The selection box is selling for £3.99 in B&M and you won’t

B&M shoppers go wild for Kinder selection box – shoppers are saying ‘OMG’ they ‘need this’

Yvette Marquez-Sharpnack set out to write “a simple little family cookbook.” Now her third book, “Muy Bueno: Fiestas,” shares her traditions far beyond that.

Interview: On Día de los Muertos, food helps keep family memories alive for this Mexican-American cookbook author

Eldorado scored in overtime to defeat Arbor View in a Class 5A Southern League quarterfinal on the first day of the soccer and volleyball playoffs in Southern Nevada.

Playoff roundup: Eldorado upsets Arbor View in OT in 5A boys soccer

Sheriff Daniel J. Bueno has a one-of-a-kind program designed for farmers and ranchers along with law enforcement.

JWC sheriff's program connects law enforcement and property owners

Bueno

bueno

HackerNoon Reporter: Please tell us briefly about your background. I have been an entrepreneur since 1998. More recently I have focused on Fintech and the amazing opportunities we have today to re-invent an outdated financial system. Since August 2020 I have been working on Bueno together with my team of co-founders and advisors. What's your startup called? And in a sentence or two, what does it do? My startup, Bueno, makes it easy for people to manage their property by combining financial services with innovative solutions and cost savings. We focus on the millions of property owners in Europe who own a second home. What is the origin story? After living in Spain since 2012 I eventually got fed up by local banks who are 10+ years behind the UK and Scandinavia, I just had to do something. Foreigners in Spain pay 2-300 euro per year for basic poor banking services. Even many Spaniards pay hundreds of euro per year for very little. In Bueno we solve pain points and save people money, what better business can you build? What do you love about your team, and why are you the ones to solve this problem? We might not be your typical startup as all members of the team have 20-30 years of business experience. But this is what I love with our team, there is no drama, we focus on building our business and everyone knows what their strengths are. Two of my team I have known for a long time, two I found on LinkedIn while looking for someone with a banking background. It turned out to be a great team. If you weren’t building your startup, what would you be doing? If I did not work on Bueno I would have worked on another startup. I love being part of the creative process. At the moment, how do you measure success? What are your core metrics? Our core metrics are customer growth, but since we are not live yet we focus on costs and development progress. Looking forward to going live and starting to track customer onboarding. What’s most exciting about your traction to date? It took us a long time to find a financial partner in Spain who could deliver local IBAN accounts with bank functionality. As it seems right now we will be among the very first to launch fully functional IBAN accounts in Spain. Finally people have an option and can choose between Bueno and Spanish banks, knowing that they can pay their utility bills without any hassle. What technologies are you currently most excited about, and most worried about? And why? Fintech is truly changing the world, but I am not sure that most people see the major changes taking place. But I guess this is when technology is at its best, when no one notices why things change, they just appreciate that it has changed. I do not worry much, but while it’s a great time for innovation and many are talking about helping the underbanked it’s worrying that most people are becoming poorer in the world. It doesn’t seem like technology benefits people much financially and that is sad. What drew you to get published on HackerNoon? What do you like most about our platform? I wanted to be part of all the great content, if no one publishes there will be no content. So the first step for anyone joining HackerNoon should be to add a short story about themselves. What advice would you give to the 21-year-old version of yourself? Believe in yourself, there is nothing you cannot do. And support other startups as an angel investor, a few thousand dollars cannot only make you a small fortune, it can help change the world backing something truly unique. What is something surprising you've learned this year that your contemporaries would benefit from knowing? Revolut losing hundreds of millions per year and still reaching a 33 billion dollar valuation was a surprise for many. But since their shares are not traded I guess it would not help anyone knowing it :) There have not been many surprises this year. Vote for Bueno for Startup of the Year, Bergen, Norway

"Fintech is Truly Changing the World" Interview with John Hegrenes, Founder of Bueno

**LONDON, United Kingdom, July 2nd, 2024/Chainwire/--**Web3 data platform Archisinal has announced a collaboration with the Innovation and Artificial Intelligence Lab (UBA IALAB) of the University of Buenos Aires. The entities have partnered to develop a Polkadot-based project that will revamp the UBA law facilities. Archisinal will work with UBA’s Web3, Blockchain & IA Lab to apply blockchain technology to design and urbanism. Students, architects, and members of the academic community who wish to be part of the project are invited to participate in a contest to transform the faculty’s Hearing Room into a smart classroom. Through its blockchain platform, Archisinal will leverage Polkadot’s blockchain framework and oversee the contest. It will determine the steps required to execute the work and conduct the project with the aid of collective financing delivered using blockchain. The project will serve as a pilot for Archisinal to validate the value behind its project, allowing it to prove its MVP in a university and collaborative environment. The initiative provides an exemplary use case for blockchain’s application within the academic sector. It will drive and promote community aid within Buenos Aires while contributing to the maintenance and refurbishment of public infrastructure. The University of Buenos Aires has already begun exploring the benefits of applied blockchain technology through its Web3, Blockchain & AI Lab. Archisinal, which is deeply rooted in the Polkadot ecosystem, will build upon this foundation and identify new applications for blockchain technology at UBA. In January 2023, UBA IALAB, together with adLIB! and its Director Marina Marchesotti, established a partnership with Polkadot Blockchain Academy. This academic proposal, created by Dr. Gavin Wood, held its second edition at the UBA Faculty of Law. The partnership with Polkadot Blockchain Academy has brought numerous benefits to the academic and Polkadot communities through their continuous and close collaboration. Archisinal’s collaboration with UBA will provide the impetus for a number of future university initiatives that are in the pipeline. Recent winners of a scholarship program from Decentralized Futures of the Web3 Foundation, Archisinal have won three hackathons in 2024. The partnership between UBA IALAB and Archisinal will serve as a case study for blockchain implementation, aiding academic research and developing future industry leaders. In the process, it will add value to law students by creating a technological and innovative space at one of Argentina’s leading educational institutions. About Archisinal Archisinal is a pioneer in interactions with real-world assets in the built environment. Through leveraging blockchain and AI, Archisinal eliminates the need for trust by democratizing data. Archisinal enables developers and collaborating parties to easily monitor and interact with Real-World Assets (RWAs) with full transparency, aiding accountability, transparency and dispute resolution. Learn more: https://www.archisinal.io/ About University of Buenos Aires The University of Buenos Aires is a public research university situated in Buenos Aires, Argentina. Established in 1821, it has educated 17 Argentine presidents, produced four of the country's five Nobel Prize laureates, and is responsible for around 40% of the country's research output. Learn more: https://www.uba.ar/ Contact Founder Thomas Humber Archisinal tom@archisinal.io This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here. **LONDON, United Kingdom, July 2nd, 2024/Chainwire/--**Web3 data platform Archisinal has announced a collaboration with the Innovation and Artificial Intelligence Lab (UBA IALAB) of the University of Buenos Aires. The entities have partnered to develop a Polkadot-based project that will revamp the UBA law facilities. Archisinal will work with UBA’s Web3, Blockchain & IA Lab to apply blockchain technology to design and urbanism. Students, architects, and members of the academic community who wish to be part of the project are invited to participate in a contest to transform the faculty’s Hearing Room into a smart classroom. Through its blockchain platform, Archisinal will leverage Polkadot’s blockchain framework and oversee the contest. It will determine the steps required to execute the work and conduct the project with the aid of collective financing delivered using blockchain. The project will serve as a pilot for Archisinal to validate the value behind its project, allowing it to prove its MVP in a university and collaborative environment. The initiative provides an exemplary use case for blockchain’s application within the academic sector. It will drive and promote community aid within Buenos Aires while contributing to the maintenance and refurbishment of public infrastructure. The University of Buenos Aires has already begun exploring the benefits of applied blockchain technology through its Web3, Blockchain & AI Lab. Archisinal, which is deeply rooted in the Polkadot ecosystem, will build upon this foundation and identify new applications for blockchain technology at UBA. In January 2023, UBA IALAB, together with adLIB! and its Director Marina Marchesotti, established a partnership with Polkadot Blockchain Academy. This academic proposal, created by Dr. Gavin Wood, held its second edition at the UBA Faculty of Law. The partnership with Polkadot Blockchain Academy has brought numerous benefits to the academic and Polkadot communities through their continuous and close collaboration. Archisinal’s collaboration with UBA will provide the impetus for a number of future university initiatives that are in the pipeline. Recent winners of a scholarship program from Decentralized Futures of the Web3 Foundation, Archisinal have won three hackathons in 2024. The partnership between UBA IALAB and Archisinal will serve as a case study for blockchain implementation, aiding academic research and developing future industry leaders. In the process, it will add value to law students by creating a technological and innovative space at one of Argentina’s leading educational institutions. About Archisinal Archisinal is a pioneer in interactions with real-world assets in the built environment. Through leveraging blockchain and AI, Archisinal eliminates the need for trust by democratizing data. Archisinal enables developers and collaborating parties to easily monitor and interact with Real-World Assets (RWAs) with full transparency, aiding accountability, transparency and dispute resolution. Learn more: https://www.archisinal.io/ https://www.archisinal.io/ https://www.archisinal.io/ About University of Buenos Aires The University of Buenos Aires is a public research university situated in Buenos Aires, Argentina. Established in 1821, it has educated 17 Argentine presidents, produced four of the country's five Nobel Prize laureates, and is responsible for around 40% of the country's research output. Learn more: https://www.uba.ar/ https://www.uba.ar/ https://www.uba.ar/ Contact Founder Thomas Humber Archisinal tom@archisinal.io This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here. This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here . here here

University of Buenos Aires And Archisinal Partner To Revamp UBA Law Facilities Using Polkadot

BUENOS AYRES AND ST. FE

BAHIA BLANCA TO BUENOS AYRES

By Sophia Wood, Launchway Media Famous for its tango, steak, and Parisian flair, Buenos Aires is also a bustling tech hub. The city is the birthplace of many of Latin America’s most successful startups, including Argentina’s four unicorns. Just last year, the Macri administration passed a new Entrepreneur’s Law that dramatically simplified the process of creating a business in Argentina, lowering the number of days needed from to one. This new legislation, along with the local government’s explicit support of entrepreneurship programs like , have turned Buenos Aires into an ideal location for launching a startup. 24 IncuBAte Here are four other reasons to launch your startup in Buenos Aires, Argentina. 1. The entrepreneurial community is supportive. When Lisa Besserman, founder of , arrived in the Argentine capital in 2012, the local startup community was fractured, scattered, and disorganized. Nonetheless, she was inspired by the resilience of Argentina’s entrepreneurs, who had survived several financial meltdowns and political regime changes and still built global businesses. She decided to leave her tech job in New York to stay in Buenos Aires and create Startup Buenos Aires, an organization that provides educational and community activities to the city’s scrappy entrepreneurs. She notes: Startup Buenos Aires “Buenos Aires is not only home to some of the most innovative entrepreneurs in the world, but also incredible tech talent as well. The human capital in the city really sets it apart from other startup hubs around the globe. We’ve also seen a strong emergence of startup communities and organizations, such as Startup Buenos Aires, ASEA and BA Emprende, which have helped strengthen and connect the local startup ecosystem. The city and national government recognize the power of entrepreneurship and have created various programs fostering, educating and funding startups within Argentina. Whether you’re a startup looking to offshore IT teams and projects, a founder interested in breaking into the Latam market, or a digital nomad looking for your next destination, Buenos Aires is a unique city that will certainly not disappoint.” Beyond Startup Buenos Aires, there are almost in Buenos Aires, and programs like , and are also building community among Argentina’s entrepreneurs. 100 coworking spaces IncuBAte Academia Buenos Aires Emprende 2. Inspiration is everywhere. All four of Argentina’s startup unicorns have their headquarters in Buenos Aires. , , , and are massive tech companies that hire hundreds of people in Buenos Aires and across Latin America. With their twenty-year track record, these companies are not only training Argentina’s future tech entrepreneurs, but they also serve as models for what Argentine startups can achieve. MercadoLibre OLX Despegar Globant Pioneers like Wences Casares and Hernan Kazah have inspired the most recent generation of entrepreneurs that are creating Argentina’s most innovative startups. 3. Buenos Aires is strategically-located for building a global business. Buenos Aires may be over 7,000 miles from the United States, but there is only a one to two time difference with the US East Coast depending on the time of year. Argentina’s capital city is only four hours behind London and four hours ahead of Silicon Valley, making it a strategic location for working with a remote team or with international clients. While Buenos Aires is far from the US, it receives more than ten flights from the US daily, and it is well-connected to other major Latin American cities such as Santiago, Montevideo, São Paulo, and Bogota. non-stop 4. Buenos Aires has some of Latin America’s top tech talent. Due to its free higher education programs, Argentina’s population is among the most educated in Latin America. Argentina is well-known as a for software and app development, and it is currently producing some of the region’s top tech startups, including , , and . global outsourcing hub Satellogic Uala Etermax If you are working with teams or customers in the US, Argentina also has the of English in Latin America. highest level Buenos Aires is a bustling, beautiful city with a network of hungry entrepreneurs who are going after the global market. However, Buenos Aires’ entrepreneurial success has not come without its challenges. Argentina’s unstable economy and complicated regulatory environment constantly pushes its entrepreneurs to be particularly resilient, scrappy, and creative to scale out of the country. Nonetheless, the government of Buenos Aires, along with private actors such as , , and Startup Buenos Aires, have helped Buenos Aires realize its potential as a global tech hub. NXTP Labs Kaszek Ventures If you are looking to launch a tech startup, Buenos Aires might be the perfect place to start. Love the Argentine startup scene? . Learn 5 marketing lessons from famous Argentine startup, TriviaCrack Originally published at www.launchwaymedia.com . Image source

4 Reasons Why Buenos Aires is the Best Place to Launch your Startup

Zuzalu’s Crypto Nomads Are Thinking About Settling Down—And That Might Be Their Biggest Mistake

Los criptonómadas de Zuzalu están pensando en establecerse y ese podría ser su mayor error

نومادهای کریپتو زوزالو به فکر حل شدن هستند — و این ممکن است بزرگترین اشتباه آنها باشد

ズザルの暗号通貨遊牧民は定住を考えているが、それが最大の間違いかもしれない

Зузалунун крипто көчмөндөрү отурукташуу жөнүндө ойлонуп жатышат — бул алардын эң чоң катасы болушу мүмкүн

जुजालुका क्रिप्टो घुमन्तेहरू बसोबास गर्ने बारे सोचिरहेका छन्—र त्यो उनीहरूको सबैभन्दा ठूलो गल्ती हुन सक्छ।

Zuzalu’s Crypto Nomads nisqakunan yuyaykushanku tiyanankupaq —chaytaqmi kanman aswan hatun pantasqanku

Abanyenduga ba Crypto ba Zuzalu Batekereza Gutura-Kandi Ibyo Birashobora kuba Ikosa Rikomeye

Nomadët Crypto të Zuzalu po mendojnë të qetësohen - dhe ky mund të jetë gabimi i tyre më i madh

Номадҳои крипто Зузалу дар бораи ҷойгир шудан фикр мекунанд - ва ин метавонад хатогии бузургтарини онҳо бошад

Crypto Nomads ของ Zuzalu กำลังคิดที่จะลงหลักปักฐาน—และนั่นอาจเป็นความผิดพลาดครั้งใหญ่ที่สุดของพวกเขา

Zuzalunyň kripto göçmenleri mesgen tutmak barada pikir edýärler we bu olaryň iň uly ýalňyşlygy bolup biler

زوزالو کے کرپٹو خانہ بدوش آباد ہونے کے بارے میں سوچ رہے ہیں — اور یہ ان کی سب سے بڑی غلطی ہو سکتی ہے۔

Uruguay: From Legalized Marijuana to Crypto - Why Is Everyone Going There?

How Gamekins Changed the Way Students Approach Software Testing

We’re now far from Bitcoin's early days when it was the only cryptocurrency and its market capitalization was barely existent. Numerous alternative coins have followed, along with companies, organizations, and Distributed Ledger Technology (DLT) massive adoption. There’s a whole crypto industry right now, built by people from all around the world, and it’s likely bigger than you think. Not all the figures are public and evident, like the now familiar cryptocurrency market capitalization available on free sites like CoinMarketCap or CoinGecko. There are also private profits and private investments that aren’t exactly in cryptocurrency but in fiat currency flowing through crypto companies. There’s the thing: the crypto industry also moves traditional money, and takes it as investment as well. But first, let’s check the most transparent side of the industry. Coins and more coins As we mentioned above, there are free sites to consult not only the whole crypto market cap, but also every financial detail by coin, and also the markets by exchange. You can know pretty much everything about decentralized cryptocurrencies, including their market cap, trading volume, prices, supplies, documents, and even what people are saying about them on social media. As of January 2025, the total crypto market cap is at $3.5 trillion, counting at least 10,691 different coins [CMC]. It may sound big, but is still a modest figure when compared with other markets and industries. The gold market cap still surpasses it by far, with over $18 trillion. Not to mention that the global stock market is at over $113 trillion, with big companies like Apple and Microsoft surpassing $3 trillion each. However, the crypto market has also surpassed by far some of the biggest industries in the world, including auto manufacturers, credit services, and telecom services. All of this is without counting the figures outside cryptocurrencies themselves. So, no stocks, values, or profits from crypto companies and other related ventures. Let alone the money that non-crypto companies are pouring into the crypto world, hiring services and platforms to improve their own firms. Let’s see a bit of that ahead. Companies and more companies It’s not clear how many crypto and DLT-related companies exist globally at this point. If we decide that a crypto firm doesn’t even need to be registered anywhere, because it could be a simple kiosk to exchange your coins closer to your home, then it’s even harder to tell. But we can make some educated guesses. For instance, F6S, a platform that connects companies worldwide, is tracking around 1,512 crypto-related companies —all of them with their valuations outside the cryptocurrency market cap. On LinkedIn, when searching for companies, the keyword 'cryptocurrency' gives 464 results, but 'blockchain' gives 5,000 results. Crunchbase, for its part, lists 4,357 blockchain and cryptocurrency companies and organizations, with a total funding amount of $64.9 billion and an estimated revenue range from $1 million to $10 million. This could be a very modest estimation, though. Other sources suggest a total of $100 billion in fundraising. Annual revenues by top crypto exchanges have been reported in billions. The current #1 crypto exchange by volume, Binance, was founded in 2017, with a total funding of $21 million from several venture capital (VCs) firms. Now, its annual revenues have been reported in a range between $12 and $14 billion. Coinbase, a major competitor, reported a revenue of $3.1 billion in 2023. Bybit, another top exchange, has a revenue range of $100 million and $1 billion. On the other hand, venture capital firms keep pouring money into the industry as well. In early 2024 alone, over $2.4 billion was invested by venture capital firms in crypto startups, and the investment interest in this type of firm is growing. A report by the research firm Absrbd indicated that over 70% of institutional investors were planning to put money in crypto in 2024. DLT Investments Now, beyond venture capital investments and new crypto companies, there are also numerous non-related crypto firms and governments using DLT somehow, or considering it. Among them, we have household names like BBVA, Barclays, Visa, Walmart, Ford, Pfizer, Siemens, Deloitte, Maersk, and British Airways; and governments from Dubai, Singapore, Seoul, Uganda, Massachusetts, and Buenos Aires. All of them, of course, have their own budgets and spending for this technology —but that’s a private affair. According to some statistics from previous years, global investment in DLT solutions was expected to rise to nearly $19 billion by 2024. Additionally, these platforms are projected to contribute around $3.1 trillion in business value by 2030, potentially influencing 10-20% of the world’s economic infrastructure. This seems to be confirmed by a 2023 report by Casper Labs, in which they surveyed 603 global business decision-makers in the UK, China, and the US. They found, among other things, that 87% of the surveyed parties were already planning to invest in DLT solutions. Besides, they also expect their technology budgets to rise over time —which would mean more money put into DLT efforts. People and more people We can talk now about distribution and reach: the crypto industry is everywhere but on different levels. According to the last Global Adoption Crypto Index by Chainalysis, the region Central & Southern Asia and Oceania (CSAO) is leading the crypto adoption this year. Seven of the top 20 countries in crypto activity, such as India (#1), Indonesia (#3), and Vietnam (#5), are in this region, showcasing vibrant use across local exchanges, DeFi platforms, and merchant services. Sub-Saharan Africa, represented by Nigeria (#2), also demonstrates strong adoption, especially for real-world uses like stablecoins. Meanwhile, North America and Western Europe see significant institutional activity, driven by events like the U.S. Bitcoin ETF launch. Conversely, retail and DeFi use is surging in regions like Latin America and Eastern Europe, supporting practical applications and altcoin activity. We can say that crypto is very distributed and diverse for users, but that’s still a work in progress for founders and leaders. From the business side, the crypto industry is still dominated by white men from developed countries, while most average users are people who have been mostly excluded from traditional financial services, or whose countries have certain monetary issues or limitations. An ecosystem for all Among the sea of loosely similar crypto platforms, Obyte stands out as a complete, decentralized crypto ecosystem accessible to all, regardless of their background or applications. Its Directed Acyclic Graph (DAG) architecture eliminates intermediaries like miners, ensuring that every transaction is directly recorded without interference. This design makes Obyte censorship-resistant and empowers users by preventing centralized control, fostering true autonomy in digital financial activities. Whether it's exchanging assets, participating in prediction markets, safely registering personal data, creating tokens, or managing funds with complex conditions, Obyte simplifies the experience for both beginners and experts. The wallet’s intuitive design and built-in chatbots lower barriers to entry, making powerful DLT tools accessible to everyone. With its comprehensive features, Obyte evolves as a platform suitable for diverse applications, from simple peer-to-peer payments to IoT and business use cases. By continuously delivering innovative tools and updates, Obyte contributes meaningful value to the crypto industry as a whole. Featured Vector Image by Freepik We’re now far from Bitcoin's early days when it was the only cryptocurrency and its market capitalization was barely existent. Numerous alternative coins have followed, along with companies, organizations, and Distributed Ledger Technology (DLT) massive adoption. There’s a whole crypto industry right now, built by people from all around the world, and it’s likely bigger than you think. Not all the figures are public and evident, like the now familiar cryptocurrency market capitalization available on free sites like CoinMarketCap or CoinGecko. There are also private profits and private investments that aren’t exactly in cryptocurrency but in fiat currency flowing through crypto companies. There’s the thing: the crypto industry also moves traditional money, and takes it as investment as well. But first, let’s check the most transparent side of the industry. Coins and more coins As we mentioned above, there are free sites to consult not only the whole crypto market cap, but also every financial detail by coin, and also the markets by exchange. You can know pretty much everything about decentralized cryptocurrencies, including their market cap, trading volume, prices, supplies, documents, and even what people are saying about them on social media. As of January 2025, the total crypto market cap is at $3.5 trillion, counting at least 10,691 different coins [CMC]. As of January 2025, the total crypto market cap is at $3.5 trillion, counting at least 10,691 different coins [CMC]. It may sound big, but is still a modest figure when compared with other markets and industries. The gold market cap still surpasses it by far, with over $18 trillion. Not to mention that the global stock market is at over $113 trillion, with big companies like Apple and Microsoft surpassing $3 trillion each. However, the crypto market has also surpassed by far some of the biggest industries in the world , including auto manufacturers, credit services, and telecom services. The gold market cap The gold market cap biggest industries in the world biggest industries in the world All of this is without counting the figures outside cryptocurrencies themselves. So, no stocks, values, or profits from crypto companies and other related ventures. Let alone the money that non-crypto companies are pouring into the crypto world, hiring services and platforms to improve their own firms. Let’s see a bit of that ahead. Companies and more companies It’s not clear how many crypto and DLT-related companies exist globally at this point. If we decide that a crypto firm doesn’t even need to be registered anywhere, because it could be a simple kiosk to exchange your coins closer to your home, then it’s even harder to tell. But we can make some educated guesses. For instance, F6S, a platform that connects companies worldwide, is tracking around 1,512 crypto-related companies —all of them with their valuations outside the cryptocurrency market cap. is tracking is tracking On LinkedIn, when searching for companies, the keyword 'cryptocurrency' gives 464 results, but 'blockchain' gives 5,000 results. Crunchbase, for its part, lists 4,357 blockchain and cryptocurrency companies and organizations, with a total funding amount of $64.9 billion and an estimated revenue range from $1 million to $10 million. This could be a very modest estimation, though. Other sources suggest a total of $100 billion in fundraising. Crunchbase , for its part, lists 4,357 blockchain and cryptocurrency companies and organizations, with a total funding amount of $64.9 billion and an estimated revenue range from $1 million to $10 million. Crunchbase Crunchbase Other sources Other sources Annual revenues by top crypto exchanges have been reported in billions. The current #1 crypto exchange by volume, Binance, was founded in 2017, with a total funding of $21 million from several venture capital (VCs) firms. Now, its annual revenues have been reported in a range between $12 and $14 billion. Coinbase, a major competitor, reported a revenue of $3.1 billion in 2023. Bybit , another top exchange, has a revenue range of $100 million and $1 billion. funding funding reported reported Bybit Bybit On the other hand, venture capital firms keep pouring money into the industry as well. In early 2024 alone, over $2.4 billion was invested by venture capital firms in crypto startups, and the investment interest in this type of firm is growing. A report by the research firm Absrbd indicated that over 70% of institutional investors were planning to put money in crypto in 2024. was invested was invested A report A report DLT Investments Now, beyond venture capital investments and new crypto companies, there are also numerous non-related crypto firms and governments using DLT somehow , or considering it. Among them, we have household names like BBVA, Barclays, Visa, Walmart, Ford, Pfizer, Siemens, Deloitte, Maersk, and British Airways; and governments from Dubai, Singapore, Seoul, Uganda, Massachusetts, and Buenos Aires. All of them, of course, have their own budgets and spending for this technology —but that’s a private affair. using DLT somehow using DLT somehow According to some statistics from previous years, global investment in DLT solutions was expected to rise to nearly $19 billion by 2024. Additionally, these platforms are projected to contribute around $3.1 trillion in business value by 2030, potentially influencing 10-20% of the world’s economic infrastructure. This seems to be confirmed by a 2023 report by Casper Labs , in which they surveyed 603 global business decision-makers in the UK, China, and the US. some statistics some statistics Additionally, these platforms are projected to contribute around $3.1 trillion in business value by 2030, potentially influencing 10-20% of the world’s economic infrastructure. Casper Labs Casper Labs They found, among other things, that 87% of the surveyed parties were already planning to invest in DLT solutions. Besides, they also expect their technology budgets to rise over time —which would mean more money put into DLT efforts. People and more people We can talk now about distribution and reach: the crypto industry is everywhere but on different levels. According to the last Global Adoption Crypto Index by Chainalysis, the region Central & Southern Asia and Oceania (CSAO) is leading the crypto adoption this year. Seven of the top 20 countries in crypto activity, such as India (#1), Indonesia (#3), and Vietnam (#5), are in this region, showcasing vibrant use across local exchanges, DeFi platforms, and merchant services. Global Adoption Crypto Index Global Adoption Crypto Index Seven of the top 20 countries in crypto activity, such as India (#1), Indonesia (#3), and Vietnam (#5), are in this region, showcasing vibrant use across local exchanges, DeFi platforms, and merchant services. Sub-Saharan Africa, represented by Nigeria (#2), also demonstrates strong adoption, especially for real-world uses like stablecoins. Meanwhile, North America and Western Europe see significant institutional activity, driven by events like the U.S. Bitcoin ETF launch. Conversely, retail and DeFi use is surging in regions like Latin America and Eastern Europe, supporting practical applications and altcoin activity. We can say that crypto is very distributed and diverse for users, but that’s still a work in progress for founders and leaders. From the business side, the crypto industry is still dominated by white men from developed countries, while most average users are people who have been mostly excluded from traditional financial services, or whose countries have certain monetary issues or limitations. still a work in progress still a work in progress An ecosystem for all Among the sea of loosely similar crypto platforms, Obyte stands out as a complete, decentralized crypto ecosystem accessible to all, regardless of their background or applications. Its Directed Acyclic Graph ( DAG ) architecture eliminates intermediaries like miners, ensuring that every transaction is directly recorded without interference. This design makes Obyte censorship-resistant and empowers users by preventing centralized control, fostering true autonomy in digital financial activities. Obyte Obyte DAG DAG Whether it's exchanging assets, participating in prediction markets, safely registering personal data, creating tokens, or managing funds with complex conditions, Obyte simplifies the experience for both beginners and experts. The wallet’s intuitive design and built-in chatbots lower barriers to entry, making powerful DLT tools accessible to everyone. Whether it's exchanging assets, participating in prediction markets, safely registering personal data, creating tokens, or managing funds with complex conditions, Obyte simplifies the experience for both beginners and experts. With its comprehensive features, Obyte evolves as a platform suitable for diverse applications, from simple peer-to-peer payments to IoT and business use cases . By continuously delivering innovative tools and updates, Obyte contributes meaningful value to the crypto industry as a whole. business use cases business use cases Featured Vector Image by Freepik Featured Vector Image by Freepik Freepik Freepik

Crypto’s $3.5 Trillion Market Cap is Impressive—But the Real Money’s Hiding in Plain Sight

ক্রিপ্টোর $3.5 ট্রিলিয়ন মার্কেট ক্যাপ চিত্তাকর্ষক-কিন্তু আসল অর্থ সরল দৃষ্টিতে লুকিয়ে আছে

Cryptos markedsværdi på 3,5 billioner dollars er imponerende - men de rigtige penge gemmer sig i almindeligt syn

Die Marktkapitalisierung von 3,5 Billionen US-Dollar für Kryptowährungen ist beeindruckend – doch das wahre Geld liegt direkt vor der Nase

La capitalización de mercado de 3,5 billones de dólares de las criptomonedas es impresionante, pero el dinero real está oculto a simple vista

ارزش بازار 3.5 تریلیون دلاری Crypto چشمگیر است - اما پول واقعی در یک دید پنهان است

La capitalizzazione di mercato di 3,5 trilioni di dollari delle criptovalute è impressionante, ma il vero denaro si nasconde in bella vista

仮想通貨の時価総額3.5兆ドルは印象的だが、本当のお金は目に見えて隠れている

មូលធនប័ត្រទីផ្សារ 3.5 ពាន់ពាន់លានដុល្លាររបស់ Crypto គឺគួរឱ្យចាប់អារម្មណ៍ - ប៉ុន្តែការលាក់លុយពិតនៅក្នុងការមើលឃើញធម្មតា

Kripto 3,5 triljonu dolāru tirgus maksimālā vērtība ir iespaidīga, taču īstā nauda slēpjas acīmredzami

Kriptonyň 3,5 trillion dollarlyk bazar kapasasy täsir galdyryjy, ýöne hakyky puluň göze dürtülip durmagy

Ринкова капіталізація криптовалюти в 3,5 трильйона доларів вражає, але реальні гроші ховаються на виду

کرپٹو کا 3.5 ٹریلین ڈالر کا مارکیٹ کیپ متاثر کن ہے — لیکن اصل رقم سادہ نظر میں چھپا رہی ہے

Distributed Ledger Technology (DLT) and cryptocurrencies are everywhere now, being applied in a wide range of industries. From finance to supply chain management, these technologies are driving innovation and reshaping how businesses and individuals interact. The adaptability of DLT has also caught the attention of governments worldwide, inspiring them to create platforms tailored to their unique needs and visions for the future. Across the globe, numerous cities and their governments have developed their own crypto projects and platforms. Each location brings its own approach, shaped by local expertise, culture, and economic priorities. These initiatives demonstrate how diverse applications of this technology can address region-specific challenges while contributing to the broader development of decentralized solutions. We’ll explore some of these projects ahead. Bonds in Quincy In April 2024, the City of Quincy, Massachusetts, became the first U.S. municipality to issue bonds using DLT. A bond, in this context, is like a loan from investors to the city. The city borrows money to fund public projects, and in return, it promises to pay the investors back over time with interest. Collaborating with the bank JP Morgan and leveraging its private chain Onyx Digital Assets, Quincy raised $10 million through a seven-year bond issuance. Quincy used this technology to simplify and modernize the bond process, making it more transparent and efficient. This innovation is part of the city's effort to “democratize” its finances, making them more transparent and efficient. Besides, now it’s easier for everyday residents to participate in funding and benefiting from local projects. The issuance was smaller than Quincy’s typical bond sizes, but it served as a proof of concept to explore DLT's potential in simplifying processes like interest payments. This platform, for instance, can allow automatic payments to bondholders and lower costs for all parties involved. Supply Chain in Dubai The government agency responsible for regulating trade, enforcing customs laws, and facilitating the movement of goods in and out of Dubai, Dubai Customs, released a new DLT platform in July 2024. This one will work to improve how goods are tracked and traded within the city and across its borders. Launched as a part of Dubai’s broader "smart city" initiative, this platform focuses on making supply chains more transparent and reducing delays in customs clearance by simplifying processes.** It also eliminates the need for excessive paperwork by enabling tamper-proof data sharing, which is more secure and reliable. DLT was chosen for this project because of its ability to securely store and share data across multiple locations. This technology is ideal for tracking the movement of goods in real-time, reducing fraud, and ensuring that transactions are trustworthy. By automating many procedures, the platform saves time and effort for everyone involved, from businesses managing shipments to customs officials clearing goods. This makes Dubai’s trade and logistics environment smoother and more appealing to global partners. Identity in Buenos Aires In October 2024, Buenos Aires (the capital of Argentina) finally released QuarkID, a digital identity platform powered by DLT, designed to enhance security and privacy for its 3.6 million citizens. QuarkID, which has been in development the whole year, allows residents to manage personal documents such as birth certificates, tax files, and vaccination records through the city’s app MiBa. This new system ensures authenticity without relying on external oversight, marking a major step forward in digital identity innovation. QuarkID uses DLT to provide secure, tamper-proof data management. The platform uses zero-knowledge cryptography, which enables individuals to share only the specific information needed for each interaction, keeping the rest of their data private. With no intermediaries involved, QuarkID facilitates seamless, peer-to-peer document sharing while reducing risks like identity theft and fraud. Buenos Aires plans to expand QuarkID to include more services, such as driver’s licenses and permits, and is testing its use in other 12 cities in five countries. By adopting this technology for digital identities, Argentina aims to create a more efficient, secure, and cost-effective system, setting an example for other governments to follow. Crypto Index in Hong Kong The Hong Kong Stock Exchange (HKEX) made history by launching Asia’s first EU-regulated crypto index, a major development for the region. Unveiled in November 2024, the index integrates leading cryptocurrencies like Bitcoin and Ether into traditional financial markets. Let's remember that an index is a tool that tracks the value of a group of assets, showing how the prices of those assets change over time. The EU regulation ensures the index is accurate, trustworthy, and follows strict rules. This helps protect investors by making sure the information is reliable and transparent. By offering this initiative, Hong Kong aims to meet the growing demand for crypto investment opportunities while reinforcing its reputation as a forward-thinking financial hub. The index series calculates the prices of cryptocurrencies using a 24-hour volume-weighted average from major global exchanges. Updated daily at 4:00 p.m. Hong Kong Time, it provides real-time benchmarks in US dollars, aligning regional crypto standards with international markets. This way, Hong Kong is bridging the gap between traditional finance and the growing world of cryptocurrencies. Now, we can say that HKEX supports the healthy development of the virtual asset market while solidifying its leadership in financial innovation across Asia. Tokenization in Singapore The Singapore Monetary Authority (MAS) has been a very active player in DLT over several years. In November 2024, it shared its plans to push the use of tokenization in finance. Tokenization means turning assets like stocks or bonds into digital tokens on a DLT, making them easier to trade. MAS wants to connect financial companies to make buying, selling, and settling tokenized assets smoother and faster. This initiative includes forming networks to boost liquidity, developing a supporting ecosystem for digital infrastructure, and enabling access to common settlement facilities for tokenized assets.** Through Project Guardian, over 40 institutions from seven regions are testing tokenization in various markets, including bonds, currencies, and funds. The authority is also expanding its Global Layer One (GL1) initiative, which began in 2023. GL1 aims to create a seamless system for cross-border transactions by ensuring that market infrastructures are compatible. This will help tokenized assets to be traded internationally, with clear governance and risk management guidelines. Besides, MAS is also introducing a common settlement facility to enhance trust in tokenized transactions, using a wholesale central bank digital currency (CBDC) for settlements. A Multipurpose Crypto Ecosystem Of course, there are numerous DLT platforms at this point, but not all of them offer the same features, security, and decentralization levels. Obyte, as a Directed Acyclic Graph (DAG) with a fully decentralized ecosystem, could be a good alternative to build numerous projects —individual or institutional. Besides, while other DLT platforms have been chosen only for their efficiency, Obyte also empowers users with true freedom by using a decentralized Directed Acyclic Graph (DAG) system, eliminating middlemen like miners or validators. This ensures fast, secure transactions without intermediaries or censorship risks. Beyond that, it’s a versatile crypto ecosystem, supporting a wide range of features. Tokenization, for instance, is one of its main features, allowing users to issue tokens easily, representing any asset, like stocks or bonds, without complicated processes or high costs. These tokens can be customized for different environments, making Obyte an ideal solution for regulated industries requiring compliance features, average users seeking ease of use, or advanced users looking for privacy. In supply chain management, Obyte’s technology can ensure transparency and trust. Each step in the movement of goods can be recorded on the platform, from raw materials to final product delivery. Furthermore, Obyte supports self-sovereign identity, enabling individuals to manage and share their personal data securely. With Obyte, users can have their identities verified by trusted parties and then share only the necessary details, keeping the rest private. These features empower both individuals and institutions by eliminating intermediaries and giving users full control over their data and transactions. With Obyte's decentralized structure, there’s no central authority that can alter or manipulate the system, ensuring transparency and trust at every level. Featured Vector Image by Freepik Distributed Ledger Technology (DLT) and cryptocurrencies are everywhere now, being applied in a wide range of industries. From finance to supply chain management, these technologies are driving innovation and reshaping how businesses and individuals interact. The adaptability of DLT has also caught the attention of governments worldwide, inspiring them to create platforms tailored to their unique needs and visions for the future. Across the globe, numerous cities and their governments have developed their own crypto projects and platforms. Each location brings its own approach, shaped by local expertise, culture, and economic priorities. These initiatives demonstrate how diverse applications of this technology can address region-specific challenges while contributing to the broader development of decentralized solutions. Across the globe, numerous cities and their governments have developed their own crypto projects and platforms. We’ll explore some of these projects ahead. Bonds in Quincy In April 2024, the City of Quincy, Massachusetts, became the first U.S. municipality to issue bonds using DLT. A bond, in this context, is like a loan from investors to the city. The city borrows money to fund public projects, and in return, it promises to pay the investors back over time with interest. Collaborating with the bank JP Morgan and leveraging its private chain Onyx Digital Assets, Quincy raised $10 million through a seven-year bond issuance. Quincy used this technology to simplify and modernize the bond process, making it more transparent and efficient. This innovation is part of the city's effort to “democratize” its finances, making them more transparent and efficient. Besides, now it’s easier for everyday residents to participate in funding and benefiting from local projects. Quincy used this technology to simplify and modernize the bond process, making it more transparent and efficient. used this technology used this technology The issuance was smaller than Quincy’s typical bond sizes, but it served as a proof of concept to explore DLT's potential in simplifying processes like interest payments. This platform, for instance, can allow automatic payments to bondholders and lower costs for all parties involved. Supply Chain in Dubai The government agency responsible for regulating trade, enforcing customs laws, and facilitating the movement of goods in and out of Dubai, Dubai Customs, released a new DLT platform in July 2024. This one will work to improve how goods are tracked and traded within the city and across its borders. Launched as a part of Dubai’s broader "smart city" initiative, this platform focuses on making supply chains more transparent and reducing delays in customs clearance by simplifying processes.** It also eliminates the need for excessive paperwork by enabling tamper-proof data sharing, which is more secure and reliable. Launched Launched DLT was chosen for this project because of its ability to securely store and share data across multiple locations. This technology is ideal for tracking the movement of goods in real-time, reducing fraud, and ensuring that transactions are trustworthy. By automating many procedures, the platform saves time and effort for everyone involved, from businesses managing shipments to customs officials clearing goods. This makes Dubai’s trade and logistics environment smoother and more appealing to global partners. Identity in Buenos Aires In October 2024, Buenos Aires (the capital of Argentina) finally released QuarkID, a digital identity platform powered by DLT, designed to enhance security and privacy for its 3.6 million citizens. QuarkID, which has been in development the whole year, allows residents to manage personal documents such as birth certificates, tax files, and vaccination records through the city’s app MiBa. This new system ensures authenticity without relying on external oversight, marking a major step forward in digital identity innovation. QuarkID, which has been in development the whole year, allows residents to manage personal documents such as birth certificates, tax files, and vaccination records through the city’s app MiBa. in development in development QuarkID uses DLT to provide secure, tamper-proof data management. The platform uses zero-knowledge cryptography, which enables individuals to share only the specific information needed for each interaction, keeping the rest of their data private. With no intermediaries involved, QuarkID facilitates seamless, peer-to-peer document sharing while reducing risks like identity theft and fraud. QuarkID QuarkID Buenos Aires plans to expand QuarkID to include more services, such as driver’s licenses and permits, and is testing its use in other 12 cities in five countries. By adopting this technology for digital identities, Argentina aims to create a more efficient, secure, and cost-effective system, setting an example for other governments to follow. Crypto Index in Hong Kong The Hong Kong Stock Exchange (HKEX) made history by launching Asia’s first EU-regulated crypto index, a major development for the region. Unveiled in November 2024, the index integrates leading cryptocurrencies like Bitcoin and Ether into traditional financial markets. Let's remember that an index is a tool that tracks the value of a group of assets, showing how the prices of those assets change over time. The EU regulation ensures the index is accurate, trustworthy, and follows strict rules. This helps protect investors by making sure the information is reliable and transparent. By offering this initiative, Hong Kong aims to meet the growing demand for crypto investment opportunities while reinforcing its reputation as a forward-thinking financial hub. The index series calculates the prices of cryptocurrencies using a 24-hour volume-weighted average from major global exchanges. Updated daily at 4:00 p.m. Hong Kong Time, it provides real-time benchmarks in US dollars, aligning regional crypto standards with international markets. Hong Kong aims Hong Kong aims Updated daily at 4:00 p.m. Hong Kong Time, it provides real-time benchmarks in US dollars, aligning regional crypto standards with international markets. This way, Hong Kong is bridging the gap between traditional finance and the growing world of cryptocurrencies. Now, we can say that HKEX supports the healthy development of the virtual asset market while solidifying its leadership in financial innovation across Asia. Tokenization in Singapore The Singapore Monetary Authority (MAS) has been a very active player in DLT over several years. In November 2024, it shared its plans to push the use of tokenization in finance. Tokenization means turning assets like stocks or bonds into digital tokens on a DLT, making them easier to trade. MAS wants to connect financial companies to make buying, selling, and settling tokenized assets smoother and faster. This initiative includes forming networks to boost liquidity, developing a supporting ecosystem for digital infrastructure, and enabling access to common settlement facilities for tokenized assets.** Through Project Guardian, over 40 institutions from seven regions are testing tokenization in various markets, including bonds, currencies, and funds. This initiative This initiative The authority is also expanding its Global Layer One (GL1) initiative, which began in 2023. GL1 aims to create a seamless system for cross-border transactions by ensuring that market infrastructures are compatible. This will help tokenized assets to be traded internationally, with clear governance and risk management guidelines. Besides, MAS is also introducing a common settlement facility to enhance trust in tokenized transactions, using a wholesale central bank digital currency (CBDC) for settlements. A Multipurpose Crypto Ecosystem Of course, there are numerous DLT platforms at this point, but not all of them offer the same features, security, and decentralization levels. Obyte , as a Directed Acyclic Graph (DAG) with a fully decentralized ecosystem, could be a good alternative to build numerous projects —individual or institutional. Obyte Obyte Besides, while other DLT platforms have been chosen only for their efficiency, Obyte also empowers users with true freedom by using a decentralized Directed Acyclic Graph (DAG) system, eliminating middlemen like miners or validators. This ensures fast, secure transactions without intermediaries or censorship risks. Beyond that, it’s a versatile crypto ecosystem, supporting a wide range of features. Besides, while other DLT platforms have been chosen only for their efficiency, Obyte also empowers users with true freedom by using a decentralized Directed Acyclic Graph (DAG) system, eliminating middlemen like miners or validators. Tokenization , for instance, is one of its main features, allowing users to issue tokens easily, representing any asset, like stocks or bonds, without complicated processes or high costs. These tokens can be customized for different environments, making Obyte an ideal solution for regulated industries requiring compliance features, average users seeking ease of use, or advanced users looking for privacy. Tokenization Tokenization In supply chain management , Obyte’s technology can ensure transparency and trust. Each step in the movement of goods can be recorded on the platform, from raw materials to final product delivery. Furthermore, Obyte supports self-sovereign identity , enabling individuals to manage and share their personal data securely. With Obyte, users can have their identities verified by trusted parties and then share only the necessary details, keeping the rest private. In supply chain management In supply chain management self-sovereign identity self-sovereign identity These features empower both individuals and institutions by eliminating intermediaries and giving users full control over their data and transactions. With Obyte's decentralized structure, there’s no central authority that can alter or manipulate the system, ensuring transparency and trust at every level. Featured Vector Image by Freepik Featured Vector Image by Freepik Featured Vector Image by Freepik Freepik Freepik

Stories, News & Mentions about BUENO

Categories

Trending Topics

Stories, News & Mentions about BUENO

Bueno’s Stories on HackerNoon

Bueno's News & Mentions

Categories

Trending Topics