How free are these resources? .
Saving Money + Budgeting 💰
Blogs
- Get Rich Slowly: Building wealth through frugality and investments
- The Finance Buff: General personal finance advice
- The Simple Dollar: General personal finance advice
- Wise Bread: General personal finance advice
Subreddits
- /r/PersonalFinance: Community of personal finance gurus
- /r/Frugal: Community focused on living frugally and saving money
Courses
- Khan Academy Personal Finance Course: Interactive course covering a range of personal finance topics
- Khan Academy Personal Finance YouTube Series: Video only course covering a range of personal finance topics
- Australian Personal Finance Course: University of New South Wales general education program in Sydney
Wikis
- /r/PersonalFinance wiki: Covers common /r/PersonalFinance topics
Tools
- Mint: Free money manager, personal finance, and budgeting software
- EveryDollar: Granular budgeting software
Calculators
- Cost of Raising a Child: Estimate the financial impact of raising a child
- More Calculators: A huge collection of free calculators covering cash-flow, credit, mortgages, college planning, cars, retirement, and more
- Even More Calculators: Another huge collection of free calculators covering cash-flow, credit, mortgages, college planning, cars, retirement, and more
High-Interest Savings Accounts
- CIT Bank 1.30% APY
- Ally Bank 1.20% APY
- Synchrony 1.20% APY
- Goldman Sachs Bank 1.20% APY
- Barclays Online Savings 1.20% APY
Peer to Peer Payments
- Venmo: Peer to peer payments with a social feed
- Square Cash: Money deposits instantly to your bank account
- Paypal: Legacy option for transferring money, user interface is improving
- Facebook Payments: Send and receive money through Messenger
Books
- Your Money or Your Life: Change your relationship with money
- The Millionaire Next Door: Learn the difference between having high income and building wealth
- I Will Teach You to be Rich: Automate your finances and learn to make more money
- Total Money Makeover: Get out of debt
- The Richest Man in Babylon: Evergreen financial advice
Credit 💳
Blogs
- NerdWallet: Credit tools and financial advice
- Better Credit Blog: General information and advice about credit
- Doctor of Credit: Consumer finance and credit advice
Credit Score
- Annual Credit Report: Check your credit reports annually
- Nerdwallet: Nerdwallet guide to building better credit
- /r/PersonalFinance: Guide to increasing your credit score
- /r/PersonalFinance: What is a FICO score?
- /r/PersonalFinance: Debt and credit repair advice
Calculators
- Debt Pay Down Calculator: Debt reduction calculator
- Debt Reduction Calculator: How long will it take to pay your debt
Cashback + Frequent Flyer Miles
- /r/churning: Earn frequent flier miles and other rewards
- /r/churning wiki: Covers common /r/churning subreddit topics
- Flyer Talk Forums: Travelers, frequent fliers, and credit card churners
- Miles Feed: Consolidated source for frequent flier and churning news
Investing 📈
Blogs
- The Motley Fool: Provides a variety of investment viewpoints
- Morning Star: Independent research, investment information, and news
- MarketWatch: News and articles related to stocks and investing
- The White Coat Investor: personal finance for professionals
Subreddits
- /r/Investing: Sharing advice about investing
Forums
- Bogleheads: Live frugally, save money, diversify, and stick to your plan
- Corner of Berkshire and Fairfax: Focused on value investing
Courses
- Bogleheads Investment Philosophy: Bogleheads investment philosophy
- Stock Series: Learn all about stocks from jlcollinsnh
Wikis
- /r/Investing wiki: Covers common /r/Investing subreddit topics
- Bogleheads wiki: Covers common Bogleheads topics
- Investopedia: Definitions for most finance and investing terms
Tools
- Personal Capital: Investment management and analytics dashboard
- Yahoo! Finance: Up-to-the-minute stock market pricing and data
- Portfolio Visualizer: Asset allocation back-testing program
- finviz: Stock portal with financial analysis, research, and visualization
Historical Data
- NYU Dataset: Stock, bond, and cash historical returns
- Robert Shiller: Stock price, interest rate, earnings data from 1871
- Fama-French: Historical returns on stocks dating to the 1920s
- FRED: Federal Reserve data on everything economics-related
Investment Accounts
- Wealthfront (free up to 15k): Automatic investments
- Betterment (free trial up to 1 year): Automatic investments
- Robinhood: Trade stocks for free
Books
- The Bogleheads’ Guide to Investing: Covers the investing philosophy discussed on the Bogleheads website and forum
- A Random Walk Down Wall Street: How to beat the market
- The Four Pillars of Investing: Investment advice
- More Books on investing: Reading list
Taxes 💀
Calculators
- IRS Withholding Calculator: IRS tax withholding calculator
Filing
- Free Tax Filing Free online filing software if income was $64,000 or less
- Free Fillable Forms: Do it yourself tax forms provided by the IRS
FAQ
- /r/PersonalFinance on taxes: /r/PersonalFinance wiki on taxes
- Capital Gains Tax: Defines capital gains tax vocabulary words
Advice
- Wisebread list: Tax help resources
- 9 ways to get free tax help: Tax help from real humans
- Avoiding Scams: Advice from /r/PersonalFinance on avoiding tax scams
Forums
- fairmark.com tax forums: Tax advice for investors
Early Retirement 🏖️
Blogs
- Mr. Money Mustache: Financial freedom through badassity
- Mad Fientist: Financial independence/early retirement advanced
- jlcollinsnh: Early retirement advice from a retired guy
Subreddits
- /r/FinancialIndependence: Financial independence/early retirement
- /r/LeanFire: Achieve financial independence by spending less money
Forums
- MMM Forums: The Mr. Money Mustache forums
- Early Retirement Extreme: The Early Retirement Extreme forums
- Simple living: Living below your means and saving money
- early-retirement.org: Early retirement and financial independence
Wikis
- /r/FinancialIndependence wiki: Covers common topics from the /r/FinancialIndependence subreddit
- Early Retirement Extreme wiki: Built and maintained by the readers of the Early Retirement Extreme blog
Calculators
- Retirement Next Egg Calculator by Vanguard: Calculate how much money you need to save in order to retire
- Financial Independence/Retire Early (FIRE) Calculator: How much money you’ll need in your portfolio to retire early
- Personal Portfolio Calculator: Retirement portfolio calculator
Books
- Early Retirement Extreme: by Jacob Lund Fisker
- /r/Investing Book List: List of books recommended by /r/investing
Buying a House 🏡
Blogs
- BiggerPockets: Real estate investing, personal finance, and marketing
- Real Estate in Your Twenties: Targeted at people in their twenties
Tools
- Real Estate Tools: Free iphone/mac apps for real estate calculations
- Chase Home Value Estimator: Estimate market value of a home
- Eppraisal: Property valuation tool
- New Western: Investor resource center
Real Estate Search
- Redfin: Real estate search and discount-commission brokers. Redfin’s website tends to be the most up to date since they are also a brokerage.
- Realtor.com: Real estate search
- Trulia: Real estate search and neighborhood info
- Zillow: Real estate search including self-listed properties
- Craigslist: Search the real estate section for houses for sale
- For Sale By Owner: Buy and sell self-listed homes
Calculators
- Rent or Buy: Decide whether to buy a home or to rent
- Karl’s: Mortgage calculator
Inspired by this list of 300+ free resources for Entrepreneurs.
