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11 Best Crypto Debit Cards That Worth It in 2021by@dmitry.leijko
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6,766 reads

11 Best Crypto Debit Cards That Worth It in 2021

by Dmitry LeikoAugust 25th, 2021
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Not every store or even website accepts Bitcoins, Ethereum, and other cryptocurrencies. But banks and financial organizations see a reason to collaborate with crypto platforms and develop versatile solutions such as crypto debit cards. A crypto debit card can be a bitcoin card or allow accessing any other currencies you keep in your crypto wallet. Its functionality is quite similar to the conventional debit card, but it helps you pay with crypto, where only bank cards are accepted. So, you can maintain your crypto assets in your wallet, accessing them at any moment.

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Today, you can easily earn cryptocurrency as well as the interest on your crypto coins. But spending them is no small task. By far, not every store or even website accepts Bitcoins, Ethereum, and other cryptocurrencies. Too bad for crypto enthusiasts and even worse for businesses that take a revenue hit. On the other hand, exchange rates might seem terrifying as cryptocurrency tends to be highly volatile.


Fortunately, banks and financial organizations see a reason to collaborate with crypto platforms and develop versatile solutions such as crypto debit cards.


A crypto debit card can be a bitcoin card or allow accessing any other currencies you keep in your crypto wallet. Its functionality is quite similar to the conventional debit card. However, it helps you pay with crypto, where only bank cards are accepted. So, you can maintain your crypto assets in your wallet, accessing them at any moment by paying with a crypto debit card. In this case, your coins are converted into any currency accepted by the store or e-commerce website.


Wherever you can pay by card, you can pay by crypto card. In other words, wherever you go, you can rely on your crypto coins. The crypto debit (and credit) cards emerged as a revolutionary innovation not so long ago, making cryptocurrency in general (and bitcoin in particular) more applicable and valid.


Bitcoin is a very exciting development; it might lead to a world currency. I think over the next decade it will grow to become one of the most important ways to pay for things and transfer assets.


Kim Dotcom, CEO of MegaUpload, said. And he literally got to the heart of the problem - with Bitcoin debit cards, cryptocurrency took another step towards accessibility and flexibility.


Despite the crypto debit cards being a comparatively new phenomenon, there are many solutions and crypto-bank products. How to choose the most suitable one for your personal use? Let's look into the best cryptocurrency debit cards in 2021!


For those who are not ready to read the entire article, here is a list of the best cryptocurrency cards:

  1. BlockFi Debit Card - The Best Overall;
  2. Coinbase Debit Card - The Most Convenient Option;
  3. TRASTRA Crypto Debit Card – The Best for Euro Transactions;
  4. Embily Visa Debit Card - Best for EU Based Users;
  5. Paxful Debit Card - The Best for US Users;
  6. CryptoPay Visa - Best For Big Purchases;
  7. Binance Visa - The Most Accessible Solution;
  8. Nexo Bitcoin Debit Card - The Best for the Lack of Fees;
  9. Uphold MasterCard - The Most Versatile Solution;
  10. Jubiter Prepaid Card - The Best For EU Users;
  11. BitPay Prepaid Crypto Card - The Best For Withdrawals;

The Insight into the Crypto Debit Cards

Crypto payments now are like bank cards in the 1960-1970s. By accepting them, stores, retailers, and businesses significantly increase their chance of higher revenue. There is no precise information yet on how much merchants lose, refusing to accept crypto payments. But it is pretty obvious that the revenue hit must be solid. On the other hand, some trouble may arise when it comes to dealing with digital assets. Thus, the financial incentive pushes crypto platforms and banks towards collaboration. And it paved the way for crypto debit cards which made it possible to pay with Bitcoin and other assets everywhere.


The true understanding of cryptocurrency and its role in the modern world economy has yet to come from global perspectives. Many businesses still go on exploiting the volatility as the excuse for crypto payments rejection. But is there currency (fiat or crypto) that is immune to volatility? The answer is "no." Of course, fiat currencies are comparatively less volatile than crypto. But all major crypto coins make a step towards stability now. One way or another, crypto enthusiasts and hodlers do not seem to give up on the idea of globalizing crypto spending. That is why crypto debit and credit cards come into general use.


How did it happen? Since Bitcoin was invented, there is a cohort that intended to maximize the potential of their crypto assets by investing them, earning interest, and paying with them daily. In theory, it was possible, but before spending crypto coins, one had to employ third-party services to exchange crypto for fiat. Such annoying, tedious activities could not stay up to date for long. The reaction was not late in coming. As a result, we have a variety of crypto debit card solutions to choose from.


But do not jump to conclusions, as there are still some crypto cards that will not match your everyday spending activities. For example, the first bitcoin debit cards had daily spending limitations, withdrawal restrictions, high transaction fees, etc. Fortunately, the situation is changing for the better now, and you can find a bitcoin wallet with a debit card, virtual bitcoin debit card, prepaid crypto cards, free crypto debit cards, etc.

Crypto Debit Card Feature Set: How Do They Work?

Like crypto interest accounts that are almost similar to conventional savings accounts, crypto debit cards are not really different from fiat ones. If you hold digital assets and have a crypto debit or credit card, you do not need to convert your crypto coins into fiat 'cause the card does it for you in no time.


Crypto cards are based on the same infrastructure as the fiat Visa and MasterCard products. That is why you can use a crypto card wherever bank cards are accepted. The earliest cards of this kind were crypto shift cards that were connected to the crypto balance. When a holder purchased something with this card, the price was deducted from the crypto account. Today, the crypto payment mechanism works seamlessly and smoothly. The retailers or e-commerce websites will have no idea that you use cryptocurrency as the conversion is simple and split-second.

Crypto Cards Advantages: How Can You Benefit From Them?

A crypto card is a versatile solution that can meet the diverse needs of a modern human. Spending your coins with ease is just the part of the story. There are some other benefits, including the following:


  1. Benefit from both crypto and FIAT assets. Most crypto debit and credit cards allow holding crypto coins and maintain your fiat assets in one place. So, you do not need to collect multiple cards to manage your funds of different types, trying to recall in a rush which one for what. All you need is the only card that supports all types of payments.


  2. Pay no or minimum fees. When crypto debit cards have just emerged, the transaction fees were exorbitant. So even crypto hodlers questioned their utility. Today, the market of crypto solutions is rich in cards for various needs. Fees are not a big deal - they are either absent or minimum.


  3. Enjoy the solid security measures. Digital assets require enhanced protection. That is why crypto cards typically feature AES-256 encryption, 2-factor authentication, advanced fraud protection settings, etc. So, it is easy to detect and prevent any fraudulent activities.


  4. Get rewards. In some cases, you can even benefit from crypto card rewards that are different from those provided by traditional debit or credit cards. One of the best examples in the market is the BlockFi Visa Reward Card reviewed in this article. Such cards usually provide cash-back for your purchases, bonuses, and an option to redirect them into your crypto savings account.


10 Best Crypto Debit Cards Review

1. BlockFi Visa Card – The Best Overall

BlockFi

BlockFi never ceases to amaze its users with welcome surprises. This time, the company launched the unique so far crypto reward credit card in collaboration with Visa. The latter, by the way, is among the Top 50 blockchain companies, having supported over 150 blockchain initiatives, according to Forbes. What will give you this product of intriguing collaboration? Bitcoin cashback rewards are the first thing to catch your attention. Along with many other BlockFi products, this one provides an easy way to earn bitcoins while shopping wherever you want.


The overall operation model has much in common with a conventional cash rewards card that gives you bonuses in fiat currency or airline miles. But instead of these benefits, you can get 1.5% of your expenditures back in bitcoin. Not so long ago, the annual fee reached $200. Later, it was canceled to make the solution more affordable for a wider audience.


As soon as you spend $50,000 during the year, your payout will reach 2% by the end of the period. Herewith, new users are eligible for 3.5% rewards for the 90 days since they activated the card. However, if they got $100 in bitcoin, the welcome period is over. Besides, you can benefit from reduced trading fees and the lack of foreign transaction fees.

Things I like about the card:

  • No fees; maximum affordability like with all BlockFi products;
  • Solid bitcoin cashback (3.5%-1.5%);
  • A chance to benefit from bitcoin compound interest earned via the card.


Things I dislike about the card:

  • the user should have a high credit rating score to get the card;
  • The card might be senseless for some categories of people.


2. CoinBase Debit Card - The Most Convenient Option

CoinBase

CoinBase is a renowned crypto company that provides such crypto products as the crypto exchange, crypto wallet, and crypto card. The latter is distinguished for its ease of use and some alluring benefits that make the card highly competitive in the crypto market. The CoinBase Bitcoin debit card is supported by Visa and allows making purchases all over the world. The card is linked to your CoinBase wallet so that you can spend any digital assets supported by the platform apart from Bitcoin. While making transactions in the form of payments and withdrawals, your crypto coins are automatically converted to EUR, USD, and GBP. The card implies crypto rewards in BTC and XLM. Thus, you can earn 1% or 4% respectively while making purchases with the card.


Unfortunately, getting rewards takes some time – from 1 to 5 days on average. Good news for users concerned about security: the card can be connected to Google Pay and is subject to the Financial Conduct Authority. Overall, the CoinBase debit card supports 9 types of digital coins. It is popular among US and European users, although it is not available in Hawaii. However, every coin has two sides. Apart from benefits, the solution implies certain limitations. For example, international users have a daily spending limit of £10,000 and cannot withdraw more than £500.


On the other hand, US users face restrictions too - a $2,500 limit for purchases and $1,000 for ATM withdrawals. There are no transaction fees for US residents, but other users have to pay up to 2,9%. Besides, some other fees are present in particular cases. So, look through the Terms carefully before ordering the card. Some more security measures are also to be underlined. Thus, the card features two-step authentication, 256-bit encryption of your personal and payment information, and an option to freeze your card immediately via the app or site. Plus, the CoinBase personnel pass strict background verification to ensure all your assets are in safekeeping.


Things I like about the card:

  • Instant freeze and solid security measures;
  • 9 cryptocurrencies supported;
  • Crypto rewards;
  • No transaction fees for US users.


Things I dislike about the card:

  • Some fees for international users;
  • Only available for EU, UK, and US residents.


3. TRASTRA Crypto Debit Card – The Best for Euro Transactions

TRASTRA Features

TRASTRA crypto debit card is a Visa, which is highly beneficial for all cryptocurrency market participants, especially those who transact crypto daily, receive it as wages, and experience the recurring need for fast and reliable exchanges of crypto for euros. Overall, TRASTRA provides one of the most flexible and user-friendly solutions on the list. The card features a multi-currency wallet for BTC, USDC, LTC, XRP, ETH, BCH, and USDT, allowing users to convert crypto to euro and vice versa anytime, anywhere. It comes with a personal IBAN connected to the card for receiving euros, which is ideal for salaries in crypto. Besides that, TRASTRA offers SEPA integration to help users not only seamlessly change between euros and cryptocurrencies, but to purchase and sell cryptocurrency assets with any euro amount at the best industry rates. There’s an instant card block facility in case the card is lost or stolen, and the spending limit of €8,000.00 is indeed unprecedented throughout the industry.


Security-wise, TRASTRA has five-layer protection with a multisign system, SSL encryption, and 2FA. Headquartered in London, TRASTRA is an FCA-regulated financial organization, which in the vast majority of cases means an incredibly stringent registration and verification process. Surprisingly, KYC/AML on TRASTRA takes less than ten minutes and is relatively painless (if you’re able to hold your camera phone straight for a few seconds and take a legible selfie).

Currently, the TRASTRA crypto debit card is available to the European Economic Area (EEA) residents only. However, being a Visa, the card works perfectly at over 46 million locations wherever Visa is accepted.


Adding funds to a TRASTRA payment card can be done by exchanging crypto from a TRASTRA wallet to euros. There’s also an option to send euros to a TRASTRA account via IBAN bank transfer through the SEPA infrastructure or do a straight-up wire transfer. Finally, you can fund your TRASTRA account from an external card using third-party services for card-to-card transfers.

Crypto enthusiasts can benefit from TRASTRA’s referral program, getting rewards and bonuses for card activations (€5 each) and 7% commissions of the referrals’ crypto to cash transactions when they order and activate their card through a unique referral link.

As for the fees, though competitive, they are not all gravy, especially if the card is being used outside the EEA. There’s an annual service fee of €15. To order the card, you will have to shell out €9, which is more or less an industry average. ATM withdrawal fees may run a bit high - €2.25 inside the EEA and €2.25+3% of the withdrawal amount everywhere else. Nonetheless, all euro purchases are free, and there are no minimum or maximum deposit restrictions, which is a substantial counterweight for all the card’s possible drawbacks.


Things I like about the card:

  • Great security features;
  • Personal IBAN accounts;
  • Competitive rewards and bonuses;
  • Fast verification, highly intuitive mobile app;
  • A solid list of supported cryptocurrencies and ways to deposit funds.

Things I dislike about the card:

  • Some fees make the card less attractive;
  • Less beneficial when used outside the EEA.

4. Embily Visa Debit Card - Best for EU Based Users

Use promo code “HACKERBONUS“ and get a card for 5 EUR.

Embily is a Tallinn-based company offering some competitive crypto products, including a Visa Crypto Debit Card. Currently, new features have been announced, so it is a reason to discuss what the card is made of. Among upcoming improvements, there are a cashback feature, IBAN, and SEPA transfers available for users from the EU. Yet, Embily representatives do not reveal details. As for now, you can benefit from the ease of use stemming from their outstanding mobile-friendly website that helps to manage your budget effectively. Thus, you can get up to 5 cards - virtual and physical - freeze them any time if necessary, oversee your funds, monitor expense statistics, etc. Contactless payments are also available via Apple Pay. Plus, Google Pay will be in use in the nearest future. So, I will keep track of it.

Embily does not limit your crypto funds to Bitcoin, so you can also deposit and spend ETH, TRON, BNB, and USDT (ERC20, OMNI, TRC-20). As mentioned above, there are virtual and physical cards. The former will cost you €6, and the latter - €15 (€1 and €5 with my promo code). The virtual card will be available within 5 minutes, but you will have to wait up to 7 days to get its physical copy. Herewith, the delivery is totally free, and you will get a €5 bonus deposit for the virtual card and €10 for the physical one. One more upside to highlight is the swift and convenient crypto-to-fiat conversion. All you should do is deposit your coins to the wallet integrated with the card, and that’s it - they are converted to fiat automatically.

Plus, you will have to pay €2 as a monthly fee. The customer support is available 24/7, and you can contact them any time if you need, for example, to increase your ATM limits that vary between €500-2500 for daily withdrawals and between €2500-10000 for monthly ones. Besides, each of them will cost you €0,25+2%, and +€1 in case of ATM balance inquiry that is less competitive compared to alternatives but still acceptable overall. And on top of that, there is a card-to-card fee of €2 along with some other minor charges, so check the fees page before trying it.


Things I like about the card:

  • User-friendly web app;
  • Cryptocurrency options;
  • Extendable limits;
  • Great customer service.


Things I dislike about the card:

  • The card is not available for US users yet.

5. Paxful Visa Debit Card – The Best for US Users



Paxful is a peer-to-peer crypto exchange established in 2015. The platform represents a steady annual growth of 25% and more and aims to make crypto as accessible as possible for everyone. The company is expanding rapidly and going to present more advanced crypto products in the coming years. As for now, a crypto Visa debit card has been announced in November 2020 and earned the loyalty of numerous customers. What makes Paxful stand out is the variety of payment options and, therefore, opportunities to invest in crypto. Debit and credit cards, transfers, web wallets, gold, and even gift cards are accepted. In this situation, literally, everyone can buy some bitcoins or other digital assets. And with the Visa debit card, Paxful made another step towards greater accessibility.


What is special about this card? First of all, it is only available for US users. The card was launched in collaboration with Ternio - a relatively new fintech company. It works like any other crypto debit card, converting your coins to USD when you make purchases or withdraw money via ATM. Although the card features some limits, it is still the most appropriate option for daily spending if the cost of your purchase does not exceed $5,000 (per transaction). Plus, there is a daily limit of $500 for withdrawals.


Things I like about the card:

  • The ease of use – all you need to get the card is to have an active Paxful account and signing up for the card;
  • Minimum fees;
  • Great for daily spending: no annual and monthly fees and limits.


Things I dislike about the card:

  • Limits per transaction and daily withdrawals.

6. Cryptopay Visa Debit Card - Best For Big Purchases

CryptoPay

Cryptopay is a UK-based company established in 2013. It is known as a crypto wallet provider, offering various products for businesses and individual users. A Cryptopay debit card is one of the most suitable solutions for daily spending, especially if you plan to make major purchases. You can issue a plastic card supported by Visa to use it in physical stores, making withdrawals when necessary. Or you can opt for a virtual card that is extremely useful for e-commerce big purchases as it allows spending up to £30,000 for a transition.


There is also a nice touch for heavy spenders in the form of overdraft protection. The Cryptopay debit card supports BTC, LTC, ETH, and XRP and allows converting them to USD, EUR, and GBP. Not the greatest deal of choice, yet, there are some other upsides such as the ease of managing your funds via mobile app, tracking your transactions, spending statistics, and deposits on the platform. The card is available for EU and EEA residents. The fees are pretty standard and not that critical. For example, foreign transaction fees reach 3%.


Things I like about the card:

  • Great spending limit, making it suitable for major purchases;
  • Two types of cards are available;
  • Overdraft protection feature;
  • User-friendly mobile app for tracking transactions.


Things I dislike about the card:

  • No rewards;
  • 1% loading fee and some other excessive fees.

7. Binance Visa Debit Card – The Most Accessible Solution

Binance is a well-known crypto trading exchange established in 2017; thereafter, the company is rated as one of the best and most reliable platforms. The Binance Visa card stands out for its accessibility as it does not take much time to issue it. You will get your card in a few days after signing up for it, no matter where you are. Despite a pretty limited number of coins, you can opt for; the Binance solution can boast a solid cashback, reaching 8%. You can add your crypto assets right onto your debit card or link the card with your crypto wallet on the platform. The latter implies your card balance will be replenished automatically. The card does not imply any annual, monthly, or even processing fees. But it would be too good to be true if there were no pitfalls.


Thus, while using this card, be ready to pay a 0,9% fee for every purchase. Moreover, there is an issue with the 8% cashback. First, it depends on the amount of BNB coins. To unlock the maximum bonus, you need to hold 6,000 BNB (1 BNB≈$422). It is fairly an unlikely investment for many of us. Fortunately, the platform also provides an opportunity to benefit from 1% basic cashback without any investment in BNB.


Things I like about the card:

  • No annual, monthly, or processing fees;
  • Fast issuance;
  • 1-8% cashback.


Things I dislike about the card:

  • Issues with unlocking the maximum cashback;
  • 0,9% fee for purchases and withdrawals.

8. Nexo Bitcoin Debit Card – The Best for the Lack of Fees

Nexo provides a variety of crypto products - from exchange to loans. The crypto card was not long in coming. The Nexo debit card is a bit different from the alternatives. First of all, it is supported by MasterCard (it does not seem to matter anyway), so it is equally available for transactions around the globe. Secondly, you do not need to link this card with your crypto wallet or account on the platform to fund it. Instead, you should use a line of credit through a crypto loan product to replenish your balance. Thus, you should not sell your bitcoins to benefit from them. To manage your balance with ease, you can use the Nexo App.


Like the Binance card, this one has a virtual and physical form. The Nexo solution can boast 2% cashback paid out in Bitcoin or Nexo native coin. Plus, it does not have any annual, monthly, and foreign transaction fees. No conversion fee is charged when converting your crypto assets to fiat. The bonus on purchases is paid automatically without any delay, unlike some other platforms do. The cashback is added to your Nexo account and, therefore, can be used to earn interest. Besides, your info and payment details are encrypted through the advanced encryption standard 256, and the security of funds is ensured thanks to the around-the-clock fraud monitoring mechanism.


Things I like about the card:

  • No fees;
  • 2% cashback paid in BTC or Nexo native coin;
  • Great security features;
  • Virtual and physical cards are available.


Things I dislike about the card:

  • A bit complicated process of replenishing the balance.

9. Uphold MasterCard Debit Crypto Card – The Most Versatile Solution

Uphold is a crypto company that works primarily as the exchange where you can buy, sell, trade, store cryptocurrency along with fiat currencies and precious metals. Being established in 2015, the company operates in over 184 regions around the globe. The Uphold MasterCard is distinguished for its flexibility. It allows using crypto to make transactions along with other assets you hold in the Uphold wallet, including commodities and over 23 fiat currencies. As for the number of digital coins, it reaches 46.


Apart from that, Uphold offers alluring bonuses in the form of 1% cashback and 2% rewards in crypto on all purchases. Thus, when you pay with USD, every transaction gives you 1% back, and every crypto payment ensures a 2% bonus paid out automatically. However, the card has some fees, such as the issuance fee ($9.95) and a fee for withdrawals ($2.5). On the other hand, there are no annual or monthly charges, foreign transaction fees, conversion fees, etc. Anyway, it cannot do without certain limitations. The daily spending is limited to $10,000, and you cannot withdraw more than $1,500 in cash. The latter is pretty generous while comparing with the alternatives. Unfortunately, only US users can benefit from the card so far.


Things I like about the card:

  • Cashback and rewards for fiat and crypto transactions;
  • An option to use crypto, fiat assets, and commodities;
  • No annual, monthly, foreign, and domestic fees;
  • 46 crypto coins are available.


Things I dislike about the card:

  • Available for US users only;
  • Issuance fee and fees for withdrawals;
  • Daily limits for spending and withdrawals.

10. Jubiter Prepaid Debit Card – The Best For EU Users

Jubiter is a crypto company operating in the Slovak Republic, established in 2018. It is widely known as an exchange and crypto wallet. However, it provides some other distinguished crypto products, and a prepaid bitcoin debit card is one of them. The card is supported both by Visa and MasterCard and allows spending Bitcoins and Litecoins. Besides, you can only convert your coins to EUR. Although it is not the widest choice, the benefits are sufficient. First of all, getting a card is extremely easy, and it does not take much time. All you need is to have a Jubiter account, then request a card on the platform. After verifying your identity, they will send you the physical card. And you can also use its virtual version.


The balance is replenished through a crypto wallet on the platform; your card is linked to it automatically so that you can spend your coins with ease. The card features solid security measures such as AES-256 encryption, instant freeze, and fraud prevention. And it is available for users from over 100 countries; herewith, they constantly expand this number. There are no interest charges, and fees are minimum, so it definitely will not hit your pocket. The card is popular among EU users, but the company does its best to improve the coverage and features. Thus, more alluring benefits are yet to come.


Things I like about the card:

  • Supported both by Visa and MasterCard;
  • Easy to get;
  • Available in over 100 countries;
  • Solid security measures.


Things I dislike about the card:

  • The number of coins is limited to LTC and BTC;
  • No rewards or cashback.


11. BitPay Prepaid Crypto Card – The Best For Withdrawals

BitPay prepaid crypto card is supported by MasterCard and provides decent terms but misses some unique features compared to the competitors. The card works exactly like any other alternative on the list - there is nothing to it. But still, every cryptocurrency you use on the platform is available for spending. Plus, there are no conversion fees when you replenish your card via the crypto wallet or convert your coins to fiat. You can use a virtual card, order a physical one, or both. Besides, the platform is integrated with Apple Pay. However, if you seek a card with rewards and cashback, it is not the case for the BitPay solution.


The ATM withdrawals are less restricted while comparing with alternatives - you can get $2,000 per withdrawal 3 times a day (that is $6,000 daily).

On the other hand, there is a withdrawal fee of $2.5. Monthly and annual charges are not required. Yet, if you do not use a card for 90 days, you will have to pay a $5 inactivity fee. Plus, there are a 3% foreign transaction fee and the necessity to submit a driver's license and Social Security number to issue a card. By the way, this is the only card in the rating that has a balance limit - $25,000. And it also features a spending limit of $10,000 daily.


Things I like about the card:

  • No conversion fees;
  • Physical and virtual cards are available;
  • The generous daily limit on withdrawals;
  • Integration with Apple Pay.


Things I dislike about the card:

  • Foreign transaction fees;
  • Maximum balance limit;
  • Inactivity fee.

FAQ

1. Where are crypto debit cards accepted?

You can pay by crypto debit and credit card in every store and any e-commerce website where Visa or MasterCard payments are available. Thus, daily purchases can be made in crypto with a card of this type. Plus, you can make withdrawals via ATM.


2. Is a crypto debit card a safe payment option?

Most crypto debit cards (and definitely each on this list) feature solid security measures and mechanisms. Before getting a card, you should pass KYC procedures and identity verification. Such cards usually include 2-factor authentication, AES-256 encryption, PIN login, and fraud monitoring features. So, using them to pay for your purchases is no less safe than using traditional payment methods.


3. How do crypto debit cards function?

Crypto debit cards are usually pre-paid, which means you should first deposit your digital assets to use them as a payment method. The card is typically linked with a crypto wallet or crypto account where you store your coins to replenish your balance. When you pay by this card, your bitcoins or another cryptocurrency are automatically converted to given fiat currency. Herewith, conversion fees are often absent (though, in some cases, they are present).


4. How to issue a crypto card?

Crypto debit and credit cards are typically provided by crypto companies specializing in such crypto products as exchanges, wallets, loans, savings accounts, etc. To get a prepaid bitcoin debit card, you need to choose an appropriate solution to fit your needs and spending habits. Then, you should create an account on the preferred platform, pass the verification process, invest your assets if necessary, and order the card. It can be either physical or virtual. The latter is usually available on the same day. Whereas receiving your physical card might take time. As soon as you get it, activate it, link it to your crypto wallet, and start using it.


Bottom Line

The future is crypto. Today, the world moves towards the understanding of this manifest truth. Cryptocurrencies gain traction, becoming valid payment options and boosting their trading volumes. Cryptocurrency is coming into common use, so it would be unwise for major financial corporations to give up on the opportunity to benefit from it. Thus, it was just a matter of time when bitcoin debit cards would become a dime a dozen.


With crypto debit and credit cards, there is no need to make your crypto assets bide their time, being stored in the wallet. There are dozens of ways to make them work, and the most delightful of them is spending. You do not need to worry whether a particular merchant or e-commerce website accepts cryptocurrency. Just use your crypto debit card, make purchases, earn bonuses like with any other card - there is nothing to it.


This lucrative product appears to be a point of contact between the bank system and crypto platforms. The future is crypto, so even more beneficial collaborations are expected in the coming years.